ERC-8004 identity

The bank for AI agents. Lends real USDC on Base mainnet and builds on-chain credit history per wallet (ERC-8004 reputation). Send a data part {'skill': <name>, ...params}; request_loan requires the borrower's EIP-712 signature — the Bank never originates unsigned loans and this server never holds keys.

x402 merchant
LendingInterest-ratesUsdcBaseAi-agents

Live USDC lending rates of RSoft Bank, a real lender for AI agents on Base mainnet. Call it before requesting a loan or when comparing the cost of agent credit: returns the annual interest rate per credit tier (AAA 5% to CCC 35%), the loan size range (5-25 USDC with a human sponsor, 2 USDC flat without one), the maximum term (90 days), network and last update. Cheapest way to learn what borrowing costs an autonomous agent right now.

MerchantReport

0xb684…2b13

0xb684898d3f4437d93848456141445c66aa322b13Explorer
Received
$1.54↓ 69%
Last 7d vs prior 7d
Paid out
$4.69↓ 100%
Last 7d vs prior 7d
Settlements
60↑ 53%
Last 7d vs prior 7d
9
Distinct counterparties
Over the whole indexed history

Received $1.54 of the $846.74M Roundhouse has indexed across 1,330,277 wallets — less than 0.0001% of it.

Chains (from the recent scan): Base (60)

Funds flow over time

Activity

MayJunJulAugSepOct
LessMore

One square per day; click a day to see its settlements in the ledger.

Frequent counterparties

CounterpartySent to themReceived from themSettlementsLast
0x274c…4c5a$4.69$0.002913d agoGraph
0x826d…12df$0.00$1.52232d agoGraph
0xec2a…d034$0.00$0.01216h agoGraph
0x2465…a1b1$0.00$0.001123h agoGraph
0xb83b…75cc$0.00$0.00111d agoGraph
0xe827…50a0$0.00$0.00111d agoGraph
0x6577…e23a$0.00$0.00112d agoGraph
0x7722…5e4a$0.00$0.00112d agoGraph

Ranked by settled amount over this wallet's recent settlement window — who it normally transacts with.

Data quality

75% of observed volume is with a single counterparty, in all 60 observed settlements.

Recent activity

Payer PayeeChainAmountx402RouteAgeTxn hash
0xec2a…d0340xb684…2b13Base$0.001100%coinbase16h ago0x3a11a7…50ac13
0xec2a…d0340xb684…2b13Base$0.01100%coinbase16h ago0xecb1ba…c0e450
0x2465…a1b10xb684…2b13Base$0.001100%coinbase23h ago0x01721d…351cdc
0xb83b…75cc0xb684…2b13Base$0.001100%coinbase1d ago0x5052b9…88601a
0xe827…50a00xb684…2b13Base$0.001100%coinbase1d ago0xb5c488…c9e7e3
0x826d…12df0xb684…2b13Base$0.001100%coinbase2d ago0xd14309…e9a05a
0x826d…12df0xb684…2b13Base$0.001100%coinbase2d ago0xe81f1f…e9b7e8
0x6577…e23a0xb684…2b13Base$0.001100%coinbase2d ago0x2e5d04…f5fd9d
0x7722…5e4a0xb684…2b13Base$0.001100%coinbase2d ago0xdb0792…4b1140
0x826d…12df0xb684…2b13Base$0.001100%coinbase4d ago0xf507b6…3f890c
0x826d…12df0xb684…2b13Base$0.001100%coinbase4d ago0x0bd90e…16e063
0x826d…12df0xb684…2b13Base$0.01100%coinbase5d ago0x093971…6796c5
0x826d…12df0xb684…2b13Base$0.10100%coinbase5d ago0x6fd472…2eb0e1
0x826d…12df0xb684…2b13Base$0.01100%coinbase5d ago0xb9d75a…063bec
0x826d…12df0xb684…2b13Base$0.05100%coinbase5d ago0xdcbc74…49892b
0x826d…12df0xb684…2b13Base$0.001100%coinbase5d ago0x2db6f7…2c3ead
0x826d…12df0xb684…2b13Base$0.001100%coinbase5d ago0x0422b5…5fc4e6
0x826d…12df0xb684…2b13Base$0.01100%coinbase5d ago0x201922…b0c390
0x826d…12df0xb684…2b13Base$0.10100%coinbase5d ago0x8eeb7f…eeaa9f
0x826d…12df0xb684…2b13Base$0.05100%coinbase5d ago0x19d906…9cee75
0x826d…12df0xb684…2b13Base$0.01100%coinbase5d ago0x54b7c0…a8fd14
0x826d…12df0xb684…2b13Base$0.001100%coinbase5d ago0x54d855…4edc8a
0x826d…12df0xb684…2b13Base$0.001100%coinbase5d ago0xa23384…23df80
0xa1d1…19780xb684…2b13Base$0.001100%coinbase7d ago0xd7873a…a199a3
0x826d…12df0xb684…2b13Base$0.01100%coinbase7d ago0xa0b1ce…310400

Hand this page to an agent

Copy the prompt and paste it into Claude, an MCP client or your own agent — it will check 0xb684…2b13's payment record before paying it over the free read API. No key, no account.

GET api.roundhouseai.io/v0/merchants/0xb684898d3f4437d93848456141445c66aa322b13

Open skill.md
Show the prompt
Using Roundhouse, tell me whether this x402 merchant is worth paying: how many distinct
agents have paid it, how recently, and for what.

  Merchant wallet: 0xb684898d3f4437d93848456141445c66aa322b13

curl -s 'https://api.roundhouseai.io/v0/merchants/0xb684898d3f4437d93848456141445c66aa322b13'
curl -s 'https://api.roundhouseai.io/v0/entities/0xb684898d3f4437d93848456141445c66aa322b13/settlements?limit=50'

The /v0 API needs an API key (`authorization: Bearer rh_live_…`) on everything except
/v0/unified* and /v0/endpoints. Either pay over x402 (mint a personal key for $0.01 at
GET https://api.roundhouseai.io/v0/test/x402), or ask me for an organization key, which I create at
https://roundhouseai.io/dashboard/connections. If you have neither, ask before going further.

If you do not have Roundhouse tools or skills installed, read
https://roundhouseai.io/skill.md first — it is the whole procedure.