WealthPulse

Live 402 challenge

Captured by the enrichment pass, not read just now. Prices can change — always read the 402 the endpoint answers with.

{
  "error": "X-PAYMENT header is required",
  "accepts": [
    {
      "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
      "extra": {
        "name": "USD Coin",
        "version": "2"
      },
      "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc",
      "scheme": "exact",
      "network": "base",
      "mimeType": "application/json",
      "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/inheritance",
      "description": "I inherited an IRA — what are the rules and how do I minimize taxes? SECURE Act 2.0 ten-year rule, RMD requirements, spousal options, step-up in basis, and a tax-minimizing distribution strategy by relationship and account type. For wealth and estate agents.",
      "maxAmountRequired": "100000",
      "maxTimeoutSeconds": 300
    }
  ],
  "x402Version": 1
}

Accepts

The payment requirements as published to the catalog. Read the live 402 before paying — a price here is a claim, not a quote.

[
  {
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "extra": {
      "name": "USD Coin",
      "version": "2"
    },
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc",
    "amount": "100000",
    "scheme": "exact",
    "network": "eip155:8453",
    "maxTimeoutSeconds": 300
  },
  {
    "asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
    "extra": {
      "feePayer": "D6ZhtNQ5nT9ZnTHUbqXZsTx5MH2rPFiBBggX4hY1WePM"
    },
    "payTo": "985iFjbnGQ3dJcwXnfRCMSrH4Jnc3kW1N6msR64B5KX1",
    "amount": "100000",
    "scheme": "exact",
    "network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "maxTimeoutSeconds": 300
  }
]

Extensions

{
  "bazaar": {
    "info": {
      "input": {
        "type": "http",
        "method": "GET",
        "queryParams": {
          "lang": "en | es | fr | de | pt",
          "balance": "150000 (inherited account balance USD)",
          "your_age": "45",
          "account_type": "traditional | roth (default: traditional)",
          "relationship": "non-spouse (required; also: spouse, minor-child, disabled, chronically-ill, not-more-than-10-years-younger, trust, charity)",
          "original_owner_age": "78 (original owner's age at death)"
        }
      },
      "output": {
        "type": "json",
        "example": {
          "disclaimer": "For informational purposes only. Not tax or legal advice. Inherited IRA rules are complex and the SECURE Act 2.0 introduced significant changes. Consult a CPA or estate planning attorney before taking distributions.",
          "amazon_link": "https://www.amazon.com/s?k=inherited+IRA+rules&tag=pulsenetwork7-20",
          "amazon_search": "inherited IRA rules",
          "ten_year_rule": {
            "applies": true,
            "explanation": "The inherited IRA must be fully emptied by December 31 of the 10th year after death",
            "optimal_drawdown_strategy": "Spread distributions evenly to avoid a large tax bill in year 10",
            "annual_rmd_within_10_years": "Yes — the original owner had already reached RMD age"
          },
          "rmd_requirements": {
            "applicable": true,
            "calculation_method": "IRS Single Life Expectancy Table",
            "first_rmd_deadline": "December 31 of the year after death",
            "penalty_for_missing": "25% (reduced to 10% if corrected promptly)"
          },
          "step_up_in_basis": {
            "applies_to": "Not applicable to IRAs",
            "explanation": "IRAs do not receive a step-up in basis; distributions remain fully taxable"
          },
          "key_rules_summary": [
            "Account must be fully distributed within 10 years",
            "Annual RMDs required within the 10 years since the original owner had already started RMDs",
            "No stretch IRA option available"
          ],
          "mistakes_to_avoid": [
            "Missing the first RMD deadline",
            "Assuming the old stretch-IRA rules still apply"
          ],
          "inheritor_category": "Non-Eligible Designated Beneficiary",
          "tax_planning_opportunities": [
            "Take larger distributions in low-income years",
            "Consider a Roth conversion ladder before distributions begin"
          ]
        }
      }
    },
    "schema": {
      "type": "object",
      "$schema": "https://json-schema.org/draft/2020-12/schema"
    }
  },
  "builder-code": {
    "info": {
      "a": "bc_gxy6qn5p"
    },
    "schema": {
      "type": "object",
      "$schema": "https://json-schema.org/draft/2020-12/schema",
      "properties": {
        "a": {
          "type": "string",
          "pattern": "^[a-z0-9_]{1,32}$",
          "description": "App builder code"
        },
        "s": {
          "type": "array",
          "items": {
            "type": "string",
            "pattern": "^[a-z0-9_]{1,32}$"
          },
          "description": "Service builder codes"
        },
        "w": {
          "type": "string",
          "pattern": "^[a-z0-9_]{1,32}$",
          "description": "Wallet builder code"
        }
      },
      "additionalProperties": false
    }
  }
}

Provenance

Seen in the source catalog

2026-07-03 20:29Z

Last indexed by Roundhouse

2026-08-02 20:00Z

Last enriched (probe, favicon, geo)

2026-09-21 06:45Z

x402 version

2

Max timeout

300s

Liveness probe

HTTP 402