lending-rates

Cross-protocol DeFi money-market supply/borrow rates for an asset on Base: per-market supply APY, borrow APY, reward APY, utilization, LTV and available liquidity across Aave/Compound/Morpho/Euler/Fluid/Moonwell, plus a risk-aware best-safe-yield ranking (safety-flagged, not naked max APY), fused by us from DefiLlama pools+lendBorrow.

TradingLiveeip155:8453Exactvia cdp
DefiLendingMoney-marketRatesApy
Calls · 30d
2↓ 30%
This endpoint's own trailing-30-day call count, as published by the upstream catalog and snapshotted daily. 30 snapshots so far.
$42.97
Verified settled volume
3,793 settlements proven x402 by their on-chain EIP-3009 marker.
$0.010
Listed price
As published in the catalog. Always read the live 402 before paying.
2
Calls · 30d
Upstream's own call count for this endpoint, not ours.
2
Unique payers · 30d
Last called 2026-08-31 15:59Z
Upstream on-chain volume
Reported by the source catalog.
Paid to
0xF22e558a00D91Ee12A1F50C52186FecB8dDFf493

The wallet the 402 directs payment to. Its whole payment record — every payer, every chain — is on the merchant page.

Asset 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913

Provider

The payTo wallet does not resolve to a registered ERC-8004 agent. That is not a verdict on the service — most of the catalog is unregistered.

Live 402 challenge

Captured by the enrichment pass, not read just now. Prices can change — always read the 402 the endpoint answers with.

{
  "error": "Payment required",
  "accepts": [
    {
      "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
      "extra": {
        "name": "USD Coin",
        "version": "2"
      },
      "payTo": "0xF22e558a00D91Ee12A1F50C52186FecB8dDFf493",
      "amount": "10000",
      "scheme": "exact",
      "network": "eip155:8453",
      "maxTimeoutSeconds": 300
    }
  ],
  "resource": {
    "url": "https://api.agentstools.dev/lending/rates",
    "tags": [
      "defi",
      "lending",
      "money-market",
      "rates",
      "apy",
      "supply",
      "borrow",
      "yield",
      "aave",
      "compound",
      "morpho",
      "utilization",
      "onchain",
      "base"
    ],
    "mimeType": "application/json",
    "description": "Cross-protocol DeFi money-market supply/borrow rates for an asset on Base: per-market supply APY, borrow APY, reward APY, utilization, LTV and available liquidity across Aave/Compound/Morpho/Euler/Fluid/Moonwell, plus a risk-aware best-safe-yield ranking (safety-flagged, not naked max APY), fused by us from DefiLlama pools+lendBorrow.",
    "serviceName": "lending-rates"
  },
  "extensions": {
    "bazaar": {
      "info": {
        "input": {
          "type": "http",
          "method": "GET",
          "queryParams": {
            "side": "both",
            "asset": "USDC",
            "chain": "Base"
          }
        },
        "output": {
          "type": "json",
          "example": {
            "query": {
              "side": "both",
              "asset": "USDC",
              "chains": [
                "Base"
              ]
            },
            "source": "Source: DefiLlama free public API + Base on-chain",
            "markets": [
              {
                "ltv": 0.75,
                "asset": "USDC",
                "protocol": "aave-v3",
                "borrow_apy": 4.16,
                "supply_apy": 3.12,
                "utilization": 0.83,
                "net_borrow_apy": 4.16,
                "net_supply_apy": 3.12,
                "total_supply_usd": 180000000,
                "available_liquidity_usd": 30000000
              }
            ],
            "market_count": 6,
            "best_safe_yield": {
              "supply": [
                {
                  "asset": "USDC",
                  "protocol": "aave-v3",
                  "safety_flags": {
                    "safe": true
                  },
                  "net_supply_apy": 3.12
                }
              ]
            }
          }
        }
      },
      "schema": {
        "type": "object",
        "$schema": "https://json-schema.org/draft/2020-12/schema",
        "required": [
          "input"
        ],
        "properties": {
          "input": {
            "type": "object",
            "required": [
              "type",
              "method"
            ],
            "properties": {
              "type": {
                "type": "string",
                "const": "http"
              },
              "method": {
                "enum": [
                  "GET",
                  "HEAD",
                  "DELETE"
                ],
                "type": "string"
              },
              "queryParams": {
                "type": "object",
                "required": [],
                "properties": {
                  "side": {
                    "enum": [
                      "supply",
                      "borrow",
                      "both"
                    ],
                    "type": "string",
                    "description": "Which ranking to compute (default both)"
                  },
                  "asset": {
                    "type": "string",
                    "description": "Token symbol to fuse rates for, e.g. USDC / ETH / WETH; omit for all assets"
                  },
                  "chain": {
                    "enum": [
                      "Base"
                    ],
                    "type": "string",
                    "description": "Chain (default Base)"
                  }
                }
              }
            },
            "additionalProperties": false
          },
          "output": {
            "type": "object",
            "required": [
              "type"
            ],
            "properties": {
              "type": {
                "type": "string"
              },
              "example": {
                "type": "object"
              }
            }
          }
        }
      }
    }
  },
  "x402Version": 2
}

Accepts

The payment requirements as published to the catalog. Read the live 402 before paying — a price here is a claim, not a quote.

0.01USDC≈ $0.01 USD
on Base · exact scheme

Pay 0.01 USDC on Base to 0xF22e…Ff493. The signed payment is good for 5 minutes.

USD Coin contract
0x8335…02913
Payment window
5 minutes
As published
10000 smallest units
The catalog’s raw entry
[
  {
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "extra": {
      "name": "USD Coin",
      "version": "2"
    },
    "payTo": "0xF22e558a00D91Ee12A1F50C52186FecB8dDFf493",
    "amount": "10000",
    "scheme": "exact",
    "network": "eip155:8453",
    "maxTimeoutSeconds": 300
  }
]

Extensions

{
  "bazaar": {
    "info": {
      "input": {
        "type": "http",
        "method": "GET",
        "queryParams": {
          "side": "both",
          "asset": "USDC",
          "chain": "Base"
        }
      },
      "output": {
        "type": "json",
        "example": {
          "query": {
            "side": "both",
            "asset": "USDC",
            "chains": [
              "Base"
            ]
          },
          "source": "Source: DefiLlama free public API + Base on-chain",
          "markets": [
            {
              "ltv": 0.75,
              "asset": "USDC",
              "protocol": "aave-v3",
              "borrow_apy": 4.16,
              "supply_apy": 3.12,
              "utilization": 0.83,
              "net_borrow_apy": 4.16,
              "net_supply_apy": 3.12,
              "total_supply_usd": 180000000,
              "available_liquidity_usd": 30000000
            }
          ],
          "market_count": 6,
          "best_safe_yield": {
            "supply": [
              {
                "asset": "USDC",
                "protocol": "aave-v3",
                "safety_flags": {
                  "safe": true
                },
                "net_supply_apy": 3.12
              }
            ]
          }
        }
      }
    },
    "schema": {
      "type": "object",
      "$schema": "https://json-schema.org/draft/2020-12/schema",
      "required": [
        "input"
      ],
      "properties": {
        "input": {
          "type": "object",
          "required": [
            "type",
            "method"
          ],
          "properties": {
            "type": {
              "type": "string",
              "const": "http"
            },
            "method": {
              "enum": [
                "GET",
                "HEAD",
                "DELETE"
              ],
              "type": "string"
            },
            "queryParams": {
              "type": "object",
              "required": [],
              "properties": {
                "side": {
                  "enum": [
                    "supply",
                    "borrow",
                    "both"
                  ],
                  "type": "string",
                  "description": "Which ranking to compute (default both)"
                },
                "asset": {
                  "type": "string",
                  "description": "Token symbol to fuse rates for, e.g. USDC / ETH / WETH; omit for all assets"
                },
                "chain": {
                  "enum": [
                    "Base"
                  ],
                  "type": "string",
                  "description": "Chain (default Base)"
                }
              }
            }
          },
          "additionalProperties": false
        },
        "output": {
          "type": "object",
          "required": [
            "type"
          ],
          "properties": {
            "type": {
              "type": "string"
            },
            "example": {
              "type": "object"
            }
          }
        }
      }
    }
  }
}

Provenance

Seen in the source catalog
2026-08-31 15:59Z
Last indexed by Roundhouse
2026-09-24 13:00Z
Last enriched (probe, favicon, geo)
2026-09-22 10:45Z
x402 version
2
Max timeout
300s
Liveness probe
HTTP 402
Report

Hand this page to an agent

Copy the prompt and paste it into Claude, an MCP client or your own agent — it will vet this service and call it over the free read API. No key, no account.

GET api.roundhouseai.io/v0/endpoints

This endpoint's own trailing-30-day call count, as published by the upstream catalog and snapshotted daily. 30 snapshots so far. Verified volume counts only settlements with an on-chain EIP-3009 marker.

Open skill.md
Show the prompt
Using Roundhouse, look up the x402 service lending-rates and tell me whether it is
worth paying: what a call costs, whether the endpoint answered when last probed, and what
its payment record actually shows.

curl -s 'https://api.roundhouseai.io/v0/endpoints?q=lending-rates'
curl -s 'https://api.roundhouseai.io/v0/merchants/<the payTo wallet returned above>'

Then call it: read the price from the live 402 at https://api.agentstools.dev/lending/rates, never from
a cached figure, and pay with an x402 client.

The /v0 API needs an API key (`authorization: Bearer rh_live_…`) on everything except
/v0/unified* and /v0/endpoints. Mint a personal key for $0.01 at GET https://api.roundhouseai.io/v0/test/x402,
or use an organization key from https://roundhouseai.io/dashboard/team.

If you do not have Roundhouse tools or skills installed, read
https://roundhouseai.io/skill.md first — it is the whole procedure.