api.locus.report
Research one property or compare a shortlist before a showing, offer, project, or tax appeal. Run free public-record checks, then buy deeper x402 reports with ready-to-run next steps.
The wallet the 402 directs payment to. Its whole payment record — every payer, every chain — is on the merchant page.
Asset 0x833589fcd6edb6e08f4c7c32d4f71b54bda02913
The payTo wallet does not resolve to a registered ERC-8004 agent. That is not a verdict on the service — most of the catalog is unregistered.
Live 402 challenge
Captured by the enrichment pass, not read just now. Prices can change — always read the 402 the endpoint answers with.
{
"error": "PAYMENT-SIGNATURE header is required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2",
"assetTransferMethod": "eip3009"
},
"payTo": "0xF121fbeceC43e1B616D47285851c20d5fC64431b",
"amount": "10000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 60
},
{
"asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
"extra": {
"feePayer": "Hc3sdEAsCGQcpgfivywog9uwtk8gUBUZgsxdME1EJy88"
},
"payTo": "FBVHMG5PTNW6sNd7uhZBsxhWkwJYRpgk34QcTgDpQdwV",
"amount": "10000",
"scheme": "exact",
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"maxTimeoutSeconds": 60
}
],
"resource": {
"url": "https://api.locus.report/api/locus-flood-premium-context",
"mimeType": "application/json",
"description": "What flood insurance actually costs in a ZIP: median and quartiles of annual NFIP policy cost and FEMA full-risk premium across policies in force, split by rated zone (SFHA vs minimal hazard), from OpenFEMA NFIP Policies v3 (monthly). Perfect for: 'typical flood premium near this address', 'is flood coverage cheap here'. Estimate from real policies, never a quote. National. Free at /tools/call."
},
"extensions": {
"bazaar": {
"info": {
"input": {
"body": {
"address": "1 E Edenton St, Raleigh, NC 27601"
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"ok": true,
"geo": {
"state": "NC",
"county": "Wake County"
},
"zip": "27601",
"kind": "flood_premium_context",
"note": "Awareness/diagnostic only. Full briefs are x402-paid. Agents can discover live free tools at https://api.locus.report/tools/list and paid tools, prices, and manifests at https://api.locus.report/.well-known/ai-tool/index.json.",
"point": {
"latitude": 35.780418000003195,
"longitude": -78.63910200000142
},
"byZone": {
"minimalHazard": {
"policies": 10,
"annualPolicyCostUsd": {
"p25": 644,
"p75": 1407,
"count": 10,
"median": 760
}
},
"specialFloodHazardArea": {
"policies": 0,
"annualPolicyCostUsd": {
"count": 0
}
}
},
"source": {
"url": "https://www.fema.gov/api/open/v3/NfipPolicies",
"name": "FEMA OpenFEMA NFIP Policies v3",
"dataAsOf": "2026-08-03T00:00:00.000Z",
"accessedAt": "2026-09-09T01:56:32.772Z",
"dataDictionary": "https://www.fema.gov/openfema-data-page/fima-nfip-redacted-policies-v2"
},
"status": "ok",
"caveats": [
"Estimate from policies in force, not a premium quote. A parcel-level FEMA flood zone (locus_flood_zone) decides whether a lender requires coverage; policies in Zone X are voluntary and typically cheaper.",
"fullRiskPremium is FEMA's Risk Rating 2.0 full-risk figure; policyCost is what the policyholder currently pays, which may be discounted or in transition.",
"The sample is capped at 1,000 policies; policiesInForce is the full count.",
"This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s)."
],
"sampled": 10,
"verifyNext": [
{
"url": "https://www.fema.gov/flood-insurance/risk-rating",
"step": "Get an actual NFIP or private flood quote through an agent; FEMA's Risk Rating 2.0 pages explain the rating factors."
}
],
"estimateBasis": "Distribution of annual policy cost across NFIP policies in force in this ZIP (OpenFEMA NFIP Policies v3, capped at 1,000 sampled policies). Not a quote: elevation, coverage amount, deductible, and Risk Rating 2.0 factors set an individual premium.",
"policiesInForce": 10,
"rateMethodCounts": {
"RE": 10
},
"fullRiskPremiumUsd": {
"p25": 439,
"p75": 986,
"count": 10,
"median": 527
},
"annualPolicyCostUsd": {
"p25": 644,
"p75": 1407,
"count": 10,
"median": 760
},
"buildingCoverageUsd": {
"p25": 250000,
"p75": 452750,
"count": 10,
"median": 250000
}
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method",
"bodyType",
"body"
],
"properties": {
"body": {
"type": "object",
"properties": {
"address": {
"type": "string",
"maxLength": 200,
"minLength": 5
},
"latitude": {
"type": "number",
"maximum": 90,
"minimum": -90
},
"longitude": {
"type": "number",
"maximum": 180,
"minimum": -180
}
},
"additionalProperties": false
},
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"POST",
"PUT",
"PATCH"
],
"type": "string"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
},
"builder-code": {
"info": {
"a": "bc_vz5zyuko"
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"a": {
"type": "string",
"pattern": "^[a-z0-9_]{1,32}$",
"description": "App builder code"
},
"s": {
"type": "array",
"items": {
"type": "string",
"pattern": "^[a-z0-9_]{1,32}$"
},
"maxItems": 11,
"description": "Service builder codes"
},
"w": {
"type": "string",
"pattern": "^[a-z0-9_]{1,32}$",
"description": "Wallet builder code"
}
},
"additionalProperties": false
}
},
"offer-receipt": {
"info": {
"offers": [
{
"format": "eip712",
"payload": {
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"payTo": "0xF121fbeceC43e1B616D47285851c20d5fC64431b",
"amount": "10000",
"scheme": "exact",
"network": "eip155:8453",
"version": 1,
"validUntil": 1790136980,
"resourceUrl": "https://api.locus.report/api/locus-flood-premium-context"
},
"signature": "0x3925ce58c9b0420ffc37270e346f5b53c5b8d2620bdb21eadb9038ea08f9731f5825a186f890ca93540cc223ea1bb69a29c12d3521e1ad238677f478eb94ef041c",
"acceptIndex": 0
},
{
"format": "eip712",
"payload": {
"asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
"payTo": "FBVHMG5PTNW6sNd7uhZBsxhWkwJYRpgk34QcTgDpQdwV",
"amount": "10000",
"scheme": "exact",
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"version": 1,
"validUntil": 1790136980,
"resourceUrl": "https://api.locus.report/api/locus-flood-premium-context"
},
"signature": "0x57d59011888e607e58c70f2e3b4a51f446487df4019a241ce58da696aa72a8582184eed2bff2f88cf2a7d411523c9f81f95a239ac5e76f9c9fcaac280f286f9a1c",
"acceptIndex": 1
}
]
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"offers"
],
"properties": {
"offers": {
"type": "array",
"items": {
"type": "object",
"required": [
"format",
"signature"
],
"properties": {
"format": {
"type": "string"
},
"payload": {
"type": "object",
"required": [
"version",
"resourceUrl",
"scheme",
"network",
"asset",
"payTo",
"amount"
],
"properties": {
"asset": {
"type": "string"
},
"payTo": {
"type": "string"
},
"amount": {
"type": "string"
},
"scheme": {
"type": "string"
},
"network": {
"type": "string"
},
"version": {
"type": "integer"
},
"validUntil": {
"type": "integer"
},
"resourceUrl": {
"type": "string"
}
}
},
"signature": {
"type": "string"
},
"acceptIndex": {
"type": "integer"
}
}
}
}
}
}
},
"locus.freePreflight": {
"mcpUrl": "https://mcp.locus.report/mcp",
"version": 2,
"laneTool": "locus_lane_availability",
"skillUrl": "https://api.locus.report/.well-known/skill.md",
"skillInstall": "npx @velinussage/locus-agent-skill add",
"toolsCallUrl": "https://api.locus.report/tools/call",
"toolsListUrl": "https://api.locus.report/tools/list",
"recommendedTool": "locus_coverage_check",
"coverageBeforeCharge": true,
"unsupportedReturnsFreeDiagnostic": true
}
},
"x402Version": 2
}Accepts
The payment requirements as published to the catalog. Read the live 402 before paying — a price here is a claim, not a quote.
Pay 0.01 USDC on Base to 0xf121…4431b. The signed payment is good for 1 minute.
- Paid to
- 0xf121…4431b
- USD Coin contract
- 0x8335…02913
- Payment window
- 1 minute
- As published
- 10000 smallest units
That figure is in the token’s smallest units. Roundhouse does not hold this contract’s decimals, so it is shown as published rather than converted.
- Paid to
- FBVHMG…pQdwV
- Token contract
- EPjFWd…TDt1v
- Payment window
- 1 minute
The catalog’s raw entry
[
{
"asset": "0x833589fcd6edb6e08f4c7c32d4f71b54bda02913",
"extra": {
"name": "USD Coin",
"version": "2",
"assetTransferMethod": "eip3009"
},
"payTo": "0xf121fbecec43e1b616d47285851c20d5fc64431b",
"amount": "10000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 60
},
{
"asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
"extra": {
"feePayer": "BENrLoUbndxoNMUS5JXApGMtNykLjFXXixMtpDwDR9SP"
},
"payTo": "FBVHMG5PTNW6sNd7uhZBsxhWkwJYRpgk34QcTgDpQdwV",
"amount": "10000",
"scheme": "exact",
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"maxTimeoutSeconds": 60
}
]Extensions
{
"bazaar": {
"info": {
"input": {
"body": {
"address": "1 E Edenton St, Raleigh, NC 27601"
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"id": "locus_example",
"caveats": [
"Example artifact; not live data."
],
"records": [],
"generatedAt": "2026-01-01T00:00:00.000Z"
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method",
"bodyType",
"body"
],
"properties": {
"body": {
"type": "object",
"properties": {
"address": {
"type": "string",
"maxLength": 200,
"minLength": 5
},
"latitude": {
"type": "number",
"maximum": 90,
"minimum": -90
},
"longitude": {
"type": "number",
"maximum": 180,
"minimum": -180
}
},
"additionalProperties": false
},
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"POST",
"PUT",
"PATCH"
],
"type": "string"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
},
"builder-code": {
"info": {
"a": "bc_vz5zyuko"
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"a": {
"type": "string",
"pattern": "^[a-z0-9_]{1,32}$",
"description": "App builder code"
},
"s": {
"type": "array",
"items": {
"type": "string",
"pattern": "^[a-z0-9_]{1,32}$"
},
"description": "Service builder codes"
},
"w": {
"type": "string",
"pattern": "^[a-z0-9_]{1,32}$",
"description": "Wallet builder code"
}
},
"additionalProperties": false
}
},
"offer-receipt": {
"info": {
"offers": [
{
"format": "eip712",
"payload": {
"asset": "0x833589fcd6edb6e08f4c7c32d4f71b54bda02913",
"payTo": "0xf121fbecec43e1b616d47285851c20d5fc64431b",
"amount": "10000",
"scheme": "exact",
"network": "eip155:8453",
"version": 1,
"validUntil": 1788938858,
"resourceUrl": "https://api.locus.report/api/locus-flood-premium-context"
},
"signature": "0x0a89332b7a2064f314d7bd3b2c8f97534e392a7e2cd0e8b087e8b0e74e192b3d7ad259ee02f3a975fc87e022871a13572c45825fa161e7b888c1ba584d891a6c1b",
"acceptIndex": 0
}
]
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"offers"
],
"properties": {
"offers": {
"type": "array",
"items": {
"type": "object",
"required": [
"format",
"signature"
],
"properties": {
"format": {
"type": "string"
},
"payload": {
"type": "object",
"required": [
"version",
"resourceUrl",
"scheme",
"network",
"asset",
"payTo",
"amount"
],
"properties": {
"asset": {
"type": "string"
},
"payTo": {
"type": "string"
},
"amount": {
"type": "string"
},
"scheme": {
"type": "string"
},
"network": {
"type": "string"
},
"version": {
"type": "integer"
},
"validUntil": {
"type": "integer"
},
"resourceUrl": {
"type": "string"
}
}
},
"signature": {
"type": "string"
},
"acceptIndex": {
"type": "integer"
}
}
}
}
}
}
},
"locus.freePreflight": {
"mcpUrl": "https://mcp.locus.report/mcp",
"version": 2,
"laneTool": "locus_lane_availability",
"skillUrl": "https://api.locus.report/.well-known/skill.md",
"skillInstall": "npx @velinussage/locus-agent-skill add",
"toolsCallUrl": "https://api.locus.report/tools/call",
"toolsListUrl": "https://api.locus.report/tools/list",
"recommendedTool": "locus_coverage_check",
"coverageBeforeCharge": true,
"unsupportedReturnsFreeDiagnostic": true
}
}Provenance
- Seen in the source catalog
- 2026-09-09 07:26Z
- Last indexed by Roundhouse
- 2026-09-25 05:10Z
- Last enriched (probe, favicon, geo)
- 2026-09-23 04:15Z
- x402 version
- 2
- Max timeout
- 60s
- Liveness probe
- HTTP 402
Hand this page to an agent
Copy the prompt and paste it into Claude, an MCP client or your own agent — it will vet this service and call it over the free read API. No key, no account.
GET api.roundhouseai.io/v0/endpoints
This endpoint's own trailing-30-day call count, as published by the upstream catalog and snapshotted daily. 16 snapshots so far. Verified volume counts only settlements with an on-chain EIP-3009 marker.
Show the promptHide the prompt
Using Roundhouse, look up the x402 service api.locus.report and tell me whether it is worth paying: what a call costs, whether the endpoint answered when last probed, and what its payment record actually shows. curl -s 'https://api.roundhouseai.io/v0/endpoints?q=api.locus.report' curl -s 'https://api.roundhouseai.io/v0/merchants/<the payTo wallet returned above>' Then call it: read the price from the live 402 at https://api.locus.report/api/locus-flood-premium-context, never from a cached figure, and pay with an x402 client. The /v0 API needs an API key (`authorization: Bearer rh_live_…`) on everything except /v0/unified* and /v0/endpoints. Mint a personal key for $0.01 at GET https://api.roundhouseai.io/v0/test/x402, or use an organization key from https://roundhouseai.io/dashboard/team. If you do not have Roundhouse tools or skills installed, read https://roundhouseai.io/skill.md first — it is the whole procedure.