api.locus.report
Research one property or compare a shortlist before a showing, offer, project, or tax appeal. Run free public-record checks, then buy deeper x402 reports with ready-to-run next steps.
MediaLiveeip155:8453Exactvia cdp
Calls · 30d
2→ 0%
This endpoint's own trailing-30-day call count, as published by the upstream catalog and snapshotted daily. 16 snapshots so far.
$73.53
Verified settled volume
432 settlements proven x402 by their on-chain EIP-3009 marker.
$0.010
Listed price
As published in the catalog. Always read the live 402 before paying.
2
Calls · 30d
Upstream's own call count for this endpoint, not ours.
2
Unique payers · 30d
Last called 2026-09-09 07:26Z
—
Upstream on-chain volume
Reported by the source catalog.
Paid to
0xf121fbecec43e1b616d47285851c20d5fc64431bThe wallet the 402 directs payment to. Its whole payment record — every payer, every chain — is on the merchant page.
Asset 0x833589fcd6edb6e08f4c7c32d4f71b54bda02913
Provider
The payTo wallet does not resolve to a registered ERC-8004 agent. That is not a verdict on the service — most of the catalog is unregistered.
Live 402 challenge
Captured by the enrichment pass, not read just now. Prices can change — always read the 402 the endpoint answers with.
{
"error": "PAYMENT-SIGNATURE header is required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2",
"assetTransferMethod": "eip3009"
},
"payTo": "0xF121fbeceC43e1B616D47285851c20d5fC64431b",
"amount": "10000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 60
},
{
"asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
"extra": {
"feePayer": "Hc3sdEAsCGQcpgfivywog9uwtk8gUBUZgsxdME1EJy88"
},
"payTo": "FBVHMG5PTNW6sNd7uhZBsxhWkwJYRpgk34QcTgDpQdwV",
"amount": "10000",
"scheme": "exact",
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"maxTimeoutSeconds": 60
}
],
"resource": {
"url": "https://api.locus.report/api/locus-homeowners-insurance-context",
"mimeType": "application/json",
"description": "What homeowners pay for insurance around an address: ACS 2023 median annual cost band by mortgage status and median monthly owner costs at ZIP, county, and state, with the state regulator's sample-rate tool linked where published. Perfect for: 'typical home insurance cost in this county', 'owner cost benchmark for this ZIP'. Survey estimate with vintage, never a quote. National. Free at /tools/call."
},
"extensions": {
"bazaar": {
"info": {
"input": {
"body": {
"address": "1 E Edenton St, Raleigh, NC 27601"
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"ok": true,
"geo": {
"zip": "27601",
"state": "NC",
"county": "Wake County"
},
"kind": "homeowners_insurance_context",
"note": "Awareness/diagnostic only. Full briefs are x402-paid. Agents can discover live free tools at https://api.locus.report/tools/list and paid tools, prices, and manifests at https://api.locus.report/.well-known/ai-tool/index.json.",
"point": {
"latitude": 35.780418000003195,
"longitude": -78.63910200000142
},
"levels": [
{
"id": "27601",
"name": "ZCTA5 27601",
"level": "zcta",
"status": "ok",
"ownerOccupiedUnits": 1184,
"annualInsuranceCostUsd": {
"withMortgage": {
"households": 895,
"medianBand": [
1000,
1499
],
"medianEstimate": 1250
},
"withoutMortgage": {
"households": 289,
"medianBand": [
1000,
1499
],
"medianEstimate": 1250
}
},
"medianMonthlyOwnerCostsUsd": {
"all": 2119,
"withMortgage": 2382,
"withoutMortgage": 575
}
},
{
"id": "37183",
"name": "Wake County, North Carolina",
"level": "county",
"status": "ok",
"ownerOccupiedUnits": 287109,
"annualInsuranceCostUsd": {
"withMortgage": {
"households": 213356,
"medianBand": [
1000,
1499
],
"medianEstimate": 1250
},
"withoutMortgage": {
"households": 73753,
"medianBand": [
1000,
1499
],
"medianEstimate": 1250
}
},
"medianMonthlyOwnerCostsUsd": {
"all": 1667,
"withMortgage": 2027,
"withoutMortgage": 638
}
},
{
"id": "37",
"name": "North Carolina",
"level": "state",
"status": "ok",
"ownerOccupiedUnits": 2778672,
"annualInsuranceCostUsd": {
"withMortgage": {
"households": 1721752,
"medianBand": [
1000,
1499
],
"medianEstimate": 1250
},
"withoutMortgage": {
"households": 1056920,
"medianBand": [
800,
999
],
"medianEstimate": 900
}
},
"medianMonthlyOwnerCostsUsd": {
"all": 1102,
"withMortgage": 1561,
"withoutMortgage": 471
}
}
],
"source": {
"url": "https://data.census.gov/table/ACSDT5Y2023.B25141",
"name": "U.S. Census Bureau ACS 2023 5-year, tables B25141 and B25088",
"accessedAt": "2026-09-09T01:56:37.086Z"
},
"status": "ok",
"caveats": [
"Estimate, not a quote. Survey medians blend coverage amounts, deductibles, and construction types; a specific home can sit far from the median.",
"The top band ($4,000 or more) is open-ended; a median in that band is reported at its floor.",
"Rate filings can move premiums between survey vintages; the state overlay links the regulator's current figures where one is published."
],
"verifyNext": [
{
"url": "https://content.naic.org/publications",
"step": "Compare against the NAIC Homeowners Insurance Report state averages and, where linked, the state regulator's sample rates."
}
],
"estimateBasis": "Median annual homeowners insurance cost band reported by owner-occupied households (ACS 2023 5-year table B25141), by mortgage status, at ZIP, county, and state level; plus median selected monthly owner costs (B25088). A survey median across all coverage levels and home sizes, lagging one to two years.",
"stateRateOverlay": {
"url": "https://www.ncrb.org/ncrb/personal-lines/homeowners",
"name": "NC Rate Bureau homeowners filings",
"note": "Regulator-published sample rates for this state; Locus links the source rather than restating figures that change with each filing.",
"what": "statewide rate filings and effective dates"
}
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method",
"bodyType",
"body"
],
"properties": {
"body": {
"type": "object",
"properties": {
"address": {
"type": "string",
"maxLength": 200,
"minLength": 5
},
"latitude": {
"type": "number",
"maximum": 90,
"minimum": -90
},
"longitude": {
"type": "number",
"maximum": 180,
"minimum": -180
}
},
"additionalProperties": false
},
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"POST",
"PUT",
"PATCH"
],
"type": "string"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
},
"builder-code": {
"info": {
"a": "bc_vz5zyuko"
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"a": {
"type": "string",
"pattern": "^[a-z0-9_]{1,32}$",
"description": "App builder code"
},
"s": {
"type": "array",
"items": {
"type": "string",
"pattern": "^[a-z0-9_]{1,32}$"
},
"maxItems": 11,
"description": "Service builder codes"
},
"w": {
"type": "string",
"pattern": "^[a-z0-9_]{1,32}$",
"description": "Wallet builder code"
}
},
"additionalProperties": false
}
},
"offer-receipt": {
"info": {
"offers": [
{
"format": "eip712",
"payload": {
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"payTo": "0xF121fbeceC43e1B616D47285851c20d5fC64431b",
"amount": "10000",
"scheme": "exact",
"network": "eip155:8453",
"version": 1,
"validUntil": 1790136980,
"resourceUrl": "https://api.locus.report/api/locus-homeowners-insurance-context"
},
"signature": "0xa1e87b1fe58f01de55fe3b4f4f11bf5d2063e8e26badfce9001425580f74f1c4759e495f1e2425abc2f59a91eaf99a846d9f5f80a073d400d974e7a8934443851b",
"acceptIndex": 0
},
{
"format": "eip712",
"payload": {
"asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
"payTo": "FBVHMG5PTNW6sNd7uhZBsxhWkwJYRpgk34QcTgDpQdwV",
"amount": "10000",
"scheme": "exact",
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"version": 1,
"validUntil": 1790136980,
"resourceUrl": "https://api.locus.report/api/locus-homeowners-insurance-context"
},
"signature": "0xcb4ac5d91ca33c4a96e9bd03f661adff6e91ce8de80e510ead154e64b2b5dbd9274130f86acf9f54a2b87a3105e9c6b9e05fdca4cf7558f06c74a7d8971ea2b51b",
"acceptIndex": 1
}
]
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"offers"
],
"properties": {
"offers": {
"type": "array",
"items": {
"type": "object",
"required": [
"format",
"signature"
],
"properties": {
"format": {
"type": "string"
},
"payload": {
"type": "object",
"required": [
"version",
"resourceUrl",
"scheme",
"network",
"asset",
"payTo",
"amount"
],
"properties": {
"asset": {
"type": "string"
},
"payTo": {
"type": "string"
},
"amount": {
"type": "string"
},
"scheme": {
"type": "string"
},
"network": {
"type": "string"
},
"version": {
"type": "integer"
},
"validUntil": {
"type": "integer"
},
"resourceUrl": {
"type": "string"
}
}
},
"signature": {
"type": "string"
},
"acceptIndex": {
"type": "integer"
}
}
}
}
}
}
},
"locus.freePreflight": {
"mcpUrl": "https://mcp.locus.report/mcp",
"version": 2,
"laneTool": "locus_lane_availability",
"skillUrl": "https://api.locus.report/.well-known/skill.md",
"skillInstall": "npx @velinussage/locus-agent-skill add",
"toolsCallUrl": "https://api.locus.report/tools/call",
"toolsListUrl": "https://api.locus.report/tools/list",
"recommendedTool": "locus_coverage_check",
"coverageBeforeCharge": true,
"unsupportedReturnsFreeDiagnostic": true
}
},
"x402Version": 2
}Accepts
The payment requirements as published to the catalog. Read the live 402 before paying — a price here is a claim, not a quote.
0.01USDC≈ $0.01 USD
on Base · exact scheme
Pay 0.01 USDC on Base to 0xf121…4431b. The signed payment is good for 1 minute.
- Paid to
- 0xf121…4431b
- USD Coin contract
- 0x8335…02913
- Payment window
- 1 minute
- As published
- 10000 smallest units
10000units
on solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp · exact scheme
That figure is in the token’s smallest units. Roundhouse does not hold this contract’s decimals, so it is shown as published rather than converted.
- Paid to
- FBVHMG…pQdwV
- Token contract
- EPjFWd…TDt1v
- Payment window
- 1 minute
The catalog’s raw entry
[
{
"asset": "0x833589fcd6edb6e08f4c7c32d4f71b54bda02913",
"extra": {
"name": "USD Coin",
"version": "2",
"assetTransferMethod": "eip3009"
},
"payTo": "0xf121fbecec43e1b616d47285851c20d5fc64431b",
"amount": "10000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 60
},
{
"asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
"extra": {
"feePayer": "BENrLoUbndxoNMUS5JXApGMtNykLjFXXixMtpDwDR9SP"
},
"payTo": "FBVHMG5PTNW6sNd7uhZBsxhWkwJYRpgk34QcTgDpQdwV",
"amount": "10000",
"scheme": "exact",
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"maxTimeoutSeconds": 60
}
]Extensions
{
"bazaar": {
"info": {
"input": {
"body": {
"address": "1 E Edenton St, Raleigh, NC 27601"
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"id": "locus_example",
"caveats": [
"Example artifact; not live data."
],
"records": [],
"generatedAt": "2026-01-01T00:00:00.000Z"
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method",
"bodyType",
"body"
],
"properties": {
"body": {
"type": "object",
"properties": {
"address": {
"type": "string",
"maxLength": 200,
"minLength": 5
},
"latitude": {
"type": "number",
"maximum": 90,
"minimum": -90
},
"longitude": {
"type": "number",
"maximum": 180,
"minimum": -180
}
},
"additionalProperties": false
},
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"POST",
"PUT",
"PATCH"
],
"type": "string"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
},
"builder-code": {
"info": {
"a": "bc_vz5zyuko"
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"a": {
"type": "string",
"pattern": "^[a-z0-9_]{1,32}$",
"description": "App builder code"
},
"s": {
"type": "array",
"items": {
"type": "string",
"pattern": "^[a-z0-9_]{1,32}$"
},
"description": "Service builder codes"
},
"w": {
"type": "string",
"pattern": "^[a-z0-9_]{1,32}$",
"description": "Wallet builder code"
}
},
"additionalProperties": false
}
},
"offer-receipt": {
"info": {
"offers": [
{
"format": "eip712",
"payload": {
"asset": "0x833589fcd6edb6e08f4c7c32d4f71b54bda02913",
"payTo": "0xf121fbecec43e1b616d47285851c20d5fc64431b",
"amount": "10000",
"scheme": "exact",
"network": "eip155:8453",
"version": 1,
"validUntil": 1788938859,
"resourceUrl": "https://api.locus.report/api/locus-homeowners-insurance-context"
},
"signature": "0xde1b22088ccb7b3cc53553e585a0aab55db7327544329dd5241b3b56c7bd12886c4a1bc78c765e20e3f33a11ebdeb009711c9e38c4eea6d5f7db3ad8121e1d101b",
"acceptIndex": 0
}
]
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"offers"
],
"properties": {
"offers": {
"type": "array",
"items": {
"type": "object",
"required": [
"format",
"signature"
],
"properties": {
"format": {
"type": "string"
},
"payload": {
"type": "object",
"required": [
"version",
"resourceUrl",
"scheme",
"network",
"asset",
"payTo",
"amount"
],
"properties": {
"asset": {
"type": "string"
},
"payTo": {
"type": "string"
},
"amount": {
"type": "string"
},
"scheme": {
"type": "string"
},
"network": {
"type": "string"
},
"version": {
"type": "integer"
},
"validUntil": {
"type": "integer"
},
"resourceUrl": {
"type": "string"
}
}
},
"signature": {
"type": "string"
},
"acceptIndex": {
"type": "integer"
}
}
}
}
}
}
},
"locus.freePreflight": {
"mcpUrl": "https://mcp.locus.report/mcp",
"version": 2,
"laneTool": "locus_lane_availability",
"skillUrl": "https://api.locus.report/.well-known/skill.md",
"skillInstall": "npx @velinussage/locus-agent-skill add",
"toolsCallUrl": "https://api.locus.report/tools/call",
"toolsListUrl": "https://api.locus.report/tools/list",
"recommendedTool": "locus_coverage_check",
"coverageBeforeCharge": true,
"unsupportedReturnsFreeDiagnostic": true
}
}Provenance
- Seen in the source catalog
- 2026-09-09 07:26Z
- Last indexed by Roundhouse
- 2026-09-24 07:40Z
- Last enriched (probe, favicon, geo)
- 2026-09-23 04:15Z
- x402 version
- 2
- Max timeout
- 60s
- Liveness probe
- HTTP 402
Hand this page to an agent
Copy the prompt and paste it into Claude, an MCP client or your own agent — it will vet this service and call it over the free read API. No key, no account.
GET api.roundhouseai.io/v0/endpoints
This endpoint's own trailing-30-day call count, as published by the upstream catalog and snapshotted daily. 16 snapshots so far. Verified volume counts only settlements with an on-chain EIP-3009 marker.
Show the promptHide the prompt
Using Roundhouse, look up the x402 service api.locus.report and tell me whether it is worth paying: what a call costs, whether the endpoint answered when last probed, and what its payment record actually shows. curl -s 'https://api.roundhouseai.io/v0/endpoints?q=api.locus.report' curl -s 'https://api.roundhouseai.io/v0/merchants/<the payTo wallet returned above>' Then call it: read the price from the live 402 at https://api.locus.report/api/locus-homeowners-insurance-context, never from a cached figure, and pay with an x402 client. The /v0 API needs an API key (`authorization: Bearer rh_live_…`) on everything except /v0/unified* and /v0/endpoints. Mint a personal key for $0.01 at GET https://api.roundhouseai.io/v0/test/x402, or use an organization key from https://roundhouseai.io/dashboard/team. If you do not have Roundhouse tools or skills installed, read https://roundhouseai.io/skill.md first — it is the whole procedure.