Statement Reconciliation
Match bank statement lines against ledger lines. References are matched before amounts, because a reference is an identity and an amount is not: matching on amount first pairs two unrelated lines that happen to agree and reports the real pair as unmatched. A reference match with a disagreeing amount or date is reported with the exact difference rather than discarded. With both balances supplied, the statement is also checked for agreeing with itself.
The wallet the 402 directs payment to. Its whole payment record — every payer, every chain — is on the merchant page.
Asset 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913
The payTo wallet does not resolve to a registered ERC-8004 agent. That is not a verdict on the service — most of the catalog is unregistered.
Live 402 challenge
Captured by the enrichment pass, not read just now. Prices can change — always read the 402 the endpoint answers with.
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x25e8245f07d5e4873987293dad666afbe56a9608",
"amount": "240000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 60
}
],
"resource": {
"url": "https://api.zfinia.com/x402/v1/bank-statement-reconciliation",
"tags": [
"reconciliation",
"accounting",
"exact arithmetic",
"finance operations",
"developer tooling"
],
"mimeType": "application/json",
"description": "Match bank statement lines against ledger lines. References are matched before amounts, because a reference is an identity and an amount is not: matching on amount first pairs two unrelated lines that happen to agree and reports the real pair as unmatched. A reference match with a disagreeing amount or date is reported with the exact difference rather than discarded. With both balances supplied, the statement is also checked for agreeing with itself.",
"serviceName": "Statement Reconciliation"
},
"extensions": {
"bazaar": {
"info": {
"input": {
"body": {
"ledger": [
{
"date": "2026-09-02",
"amount": "-120.51",
"reference": "DD-ENERGY-09"
},
{
"date": "2026-09-13",
"amount": "500.00",
"reference": "INV-2001"
},
{
"date": "2026-09-10",
"amount": "-75.00",
"reference": "EXP-4410"
},
{
"date": "2026-09-09",
"amount": "-14.49"
}
],
"statement": [
{
"date": "2026-09-02",
"amount": "-120.50",
"reference": "DD-ENERGY-09"
},
{
"date": "2026-09-05",
"amount": "500.00",
"reference": "INV-2001"
},
{
"date": "2026-09-09",
"amount": "-14.49"
},
{
"date": "2026-09-20",
"amount": "-100.00",
"reference": "DD-ENERGY-10"
}
],
"closing_balance": "1265.00",
"opening_balance": "1000.00",
"date_tolerance_days": 2
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"limits": {
"maxEntries": 20000,
"maxAccounts": 5000,
"maxFindings": 500,
"maxLinesPerEntry": 500,
"maxStatementLines": 20000
},
"passed": false,
"matches": [
{
"reference": "DD-ENERGY-09",
"days_apart": 0,
"matched_on": "reference",
"ledger_amount": "-120.51",
"statement_amount": "-120.5"
},
{
"reference": "INV-2001",
"days_apart": 8,
"matched_on": "reference",
"ledger_amount": "500",
"statement_amount": "500"
},
{
"reference": null,
"days_apart": 0,
"matched_on": "amount and date",
"ledger_amount": "-14.49",
"statement_amount": "-14.49"
}
],
"complete": true,
"findings": [
{
"code": "AMOUNT_DIFFERS_FOR_MATCHED_REFERENCE",
"detail": "Reference DD-ENERGY-09 is -120.5 on the statement and -120.51 in the ledger, out by exactly 0.01.",
"reference": "DD-ENERGY-09"
},
{
"code": "MATCHED_REFERENCE_OUTSIDE_DATE_WINDOW",
"detail": "Reference INV-2001 is dated 2026-09-05 on the statement and 2026-09-13 in the ledger, 8 days apart, beyond the 2-day window.",
"reference": "INV-2001"
},
{
"code": "STATEMENT_LINE_UNMATCHED",
"detail": "A statement line of -100 dated 2026-09-20 with reference DD-ENERGY-10 has no counterpart in the ledger, so money moved in the bank and not in the books.",
"reference": "DD-ENERGY-10"
}
],
"difference": "-24.99",
"reconciled": false,
"request_id": "example-request",
"service_id": "bank_statement_reconciliation",
"assumptions": [
"References are matched before amounts, because a reference is an identity and an amount is not. Matching on amount first would pair two unrelated lines that happen to agree and then report the real pa...",
"A reference match is reported even when the amount or the date disagrees, with the exact difference, rather than being discarded as a non-match. A reference that matches with the wrong amount is a mor...",
"Amount matching is exact, so two lines agree only if they agree to the last place. A date window is permitted and is published, since settlement lags posting."
],
"limitations": [
"Whether the two sets of lines supplied correspond. Not an audit opinion: whether a movement is properly recorded, authorised or classified is outside this.",
"reconciled is true only when every line on both sides matched, every matched pair agreed, and every check the caller asked for was performed."
],
"observed_at": "2026-10-02T00:00:00.000Z",
"ledger_total": "290",
"not_examined": [],
"finding_count": 5,
"matched_count": 3,
"service_version": "1.0.0",
"statement_total": "265.01",
"findings_by_code": {
"LEDGER_LINE_UNMATCHED": 1,
"STATEMENT_DOES_NOT_FOOT": 1,
"STATEMENT_LINE_UNMATCHED": 1,
"AMOUNT_DIFFERS_FOR_MATCHED_REFERENCE": 1,
"MATCHED_REFERENCE_OUTSIDE_DATE_WINDOW": 1
},
"ledger_line_count": 4,
"date_tolerance_days": 2,
"statement_line_count": 4,
"unmatched_ledger_count": 1,
"unmatched_statement_count": 1
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method",
"bodyType",
"body"
],
"properties": {
"body": {
"type": "object",
"required": [
"statement",
"ledger"
],
"properties": {
"ledger": {
"type": "array",
"items": {
"type": "object",
"required": [
"date",
"amount"
],
"properties": {
"date": {
"type": "string",
"maxLength": 32
},
"amount": {
"type": [
"string",
"number"
]
},
"reference": {
"type": "string",
"maxLength": 128
},
"description": {
"type": "string",
"maxLength": 512
}
},
"additionalProperties": false
},
"maxItems": 20000,
"minItems": 1
},
"statement": {
"type": "array",
"items": {
"type": "object",
"required": [
"date",
"amount"
],
"properties": {
"date": {
"type": "string",
"maxLength": 32
},
"amount": {
"type": [
"string",
"number"
]
},
"reference": {
"type": "string",
"maxLength": 128
},
"description": {
"type": "string",
"maxLength": 512
}
},
"additionalProperties": false
},
"maxItems": 20000,
"minItems": 1
},
"closing_balance": {
"type": [
"string",
"number"
]
},
"opening_balance": {
"type": [
"string",
"number"
]
},
"date_tolerance_days": {
"type": "integer",
"maximum": 365,
"minimum": 0
}
},
"additionalProperties": false
},
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
}Accepts
The payment requirements as published to the catalog. Read the live 402 before paying — a price here is a claim, not a quote.
Pay 0.24 USDC on Base to 0x25e8…a9608. The signed payment is good for 1 minute.
- Paid to
- 0x25e8…a9608
- USD Coin contract
- 0x8335…02913
- Payment window
- 1 minute
- As published
- 240000 smallest units
The catalog’s raw entry
[
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x25e8245f07d5e4873987293dad666afbe56a9608",
"amount": "240000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 60
}
]Extensions
{
"bazaar": {
"info": {
"input": {
"body": {
"ledger": [
{
"date": "2026-09-02",
"amount": "-120.51",
"reference": "DD-ENERGY-09"
},
{
"date": "2026-09-13",
"amount": "500.00",
"reference": "INV-2001"
},
{
"date": "2026-09-10",
"amount": "-75.00",
"reference": "EXP-4410"
},
{
"date": "2026-09-09",
"amount": "-14.49"
}
],
"statement": [
{
"date": "2026-09-02",
"amount": "-120.50",
"reference": "DD-ENERGY-09"
},
{
"date": "2026-09-05",
"amount": "500.00",
"reference": "INV-2001"
},
{
"date": "2026-09-09",
"amount": "-14.49"
},
{
"date": "2026-09-20",
"amount": "-100.00",
"reference": "DD-ENERGY-10"
}
],
"closing_balance": "1265.00",
"opening_balance": "1000.00",
"date_tolerance_days": 2
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"limits": {
"maxEntries": 20000,
"maxAccounts": 5000,
"maxFindings": 500,
"maxLinesPerEntry": 500,
"maxStatementLines": 20000
},
"passed": false,
"matches": [
{
"reference": "DD-ENERGY-09",
"days_apart": 0,
"matched_on": "reference",
"ledger_amount": "-120.51",
"statement_amount": "-120.5"
},
{
"reference": "INV-2001",
"days_apart": 8,
"matched_on": "reference",
"ledger_amount": "500",
"statement_amount": "500"
},
{
"reference": null,
"days_apart": 0,
"matched_on": "amount and date",
"ledger_amount": "-14.49",
"statement_amount": "-14.49"
}
],
"complete": true,
"findings": [
{
"code": "AMOUNT_DIFFERS_FOR_MATCHED_REFERENCE",
"detail": "Reference DD-ENERGY-09 is -120.5 on the statement and -120.51 in the ledger, out by exactly 0.01.",
"reference": "DD-ENERGY-09"
},
{
"code": "MATCHED_REFERENCE_OUTSIDE_DATE_WINDOW",
"detail": "Reference INV-2001 is dated 2026-09-05 on the statement and 2026-09-13 in the ledger, 8 days apart, beyond the 2-day window.",
"reference": "INV-2001"
},
{
"code": "STATEMENT_LINE_UNMATCHED",
"detail": "A statement line of -100 dated 2026-09-20 with reference DD-ENERGY-10 has no counterpart in the ledger, so money moved in the bank and not in the books.",
"reference": "DD-ENERGY-10"
}
],
"difference": "-24.99",
"reconciled": false,
"request_id": "example-request",
"service_id": "bank_statement_reconciliation",
"assumptions": [
"References are matched before amounts, because a reference is an identity and an amount is not. Matching on amount first would pair two unrelated lines that happen to agree and then report the real pa...",
"A reference match is reported even when the amount or the date disagrees, with the exact difference, rather than being discarded as a non-match. A reference that matches with the wrong amount is a mor...",
"Amount matching is exact, so two lines agree only if they agree to the last place. A date window is permitted and is published, since settlement lags posting."
],
"limitations": [
"Whether the two sets of lines supplied correspond. Not an audit opinion: whether a movement is properly recorded, authorised or classified is outside this.",
"reconciled is true only when every line on both sides matched, every matched pair agreed, and every check the caller asked for was performed."
],
"observed_at": "2026-10-02T00:00:00.000Z",
"ledger_total": "290",
"not_examined": [],
"finding_count": 5,
"matched_count": 3,
"service_version": "1.0.0",
"statement_total": "265.01",
"findings_by_code": {
"LEDGER_LINE_UNMATCHED": 1,
"STATEMENT_DOES_NOT_FOOT": 1,
"STATEMENT_LINE_UNMATCHED": 1,
"AMOUNT_DIFFERS_FOR_MATCHED_REFERENCE": 1,
"MATCHED_REFERENCE_OUTSIDE_DATE_WINDOW": 1
},
"ledger_line_count": 4,
"date_tolerance_days": 2,
"statement_line_count": 4,
"unmatched_ledger_count": 1,
"unmatched_statement_count": 1
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method",
"bodyType",
"body"
],
"properties": {
"body": {
"type": "object",
"required": [
"statement",
"ledger"
],
"properties": {
"ledger": {
"type": "array",
"items": {
"type": "object",
"required": [
"date",
"amount"
],
"properties": {
"date": {
"type": "string",
"maxLength": 32
},
"amount": {
"type": [
"string",
"number"
]
},
"reference": {
"type": "string",
"maxLength": 128
},
"description": {
"type": "string",
"maxLength": 512
}
},
"additionalProperties": false
},
"maxItems": 20000,
"minItems": 1
},
"statement": {
"type": "array",
"items": {
"type": "object",
"required": [
"date",
"amount"
],
"properties": {
"date": {
"type": "string",
"maxLength": 32
},
"amount": {
"type": [
"string",
"number"
]
},
"reference": {
"type": "string",
"maxLength": 128
},
"description": {
"type": "string",
"maxLength": 512
}
},
"additionalProperties": false
},
"maxItems": 20000,
"minItems": 1
},
"closing_balance": {
"type": [
"string",
"number"
]
},
"opening_balance": {
"type": [
"string",
"number"
]
},
"date_tolerance_days": {
"type": "integer",
"maximum": 365,
"minimum": 0
}
},
"additionalProperties": false
},
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
}Provenance
- Seen in the source catalog
- 2026-10-04 08:36Z
- Last indexed by Roundhouse
- 2026-10-05 18:40Z
- Last enriched (probe, favicon, geo)
- 2026-10-05 00:45Z
- x402 version
- 2
- Max timeout
- 60s
- Liveness probe
- HTTP 402
Hand this page to an agent
Copy the prompt and paste it into Claude, an MCP client or your own agent — it will vet this service and call it over the free read API. No key, no account.
GET api.roundhouseai.io/v0/endpoints
This endpoint's own trailing-30-day call count, as published by the upstream catalog and snapshotted daily. 3 snapshots so far. Verified volume counts only settlements with an on-chain EIP-3009 marker.
Show the promptHide the prompt
Using Roundhouse, look up the x402 service Statement Reconciliation and tell me whether it is worth paying: what a call costs, whether the endpoint answered when last probed, and what its payment record actually shows. curl -s 'https://api.roundhouseai.io/v0/endpoints?q=Statement%20Reconciliation' curl -s 'https://api.roundhouseai.io/v0/merchants/<the payTo wallet returned above>' Then call it: read the price from the live 402 at https://api.zfinia.com/x402/v1/bank-statement-reconciliation, never from a cached figure, and pay with an x402 client. The /v0 API needs an API key (`authorization: Bearer rh_live_…`) on everything except /v0/unified* and /v0/endpoints. Either pay over x402 (mint a personal key for $0.01 at GET https://api.roundhouseai.io/v0/test/x402), or ask me for an organization key, which I create at https://roundhouseai.io/dashboard/connections. If you have neither, ask before going further. If you do not have Roundhouse tools or skills installed, read https://roundhouseai.io/skill.md first — it is the whole procedure.