Statement Reconciliation

Match bank statement lines against ledger lines. References are matched before amounts, because a reference is an identity and an amount is not: matching on amount first pairs two unrelated lines that happen to agree and reports the real pair as unmatched. A reference match with a disagreeing amount or date is reported with the exact difference rather than discarded. With both balances supplied, the statement is also checked for agreeing with itself.

SearchLiveeip155:8453Exactvia cdp
ReconciliationAccountingExact arithmeticFinance operationsDeveloper tooling
Calls · 30d
1→ 0%
This endpoint's own trailing-30-day call count, as published by the upstream catalog and snapshotted daily. 3 snapshots so far.
$25.35
Verified settled volume
256 settlements proven x402 by their on-chain EIP-3009 marker.
$0.240
Listed price
As published in the catalog. Always read the live 402 before paying.
1
Calls · 30d
Upstream's own call count for this endpoint, not ours.
1
Unique payers · 30d
Last called 2026-10-04 08:36Z
—
Upstream on-chain volume
Reported by the source catalog.
Paid to
0x25e8245f07d5e4873987293dad666afbe56a9608

The wallet the 402 directs payment to. Its whole payment record — every payer, every chain — is on the merchant page.

Asset 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913

Provider

The payTo wallet does not resolve to a registered ERC-8004 agent. That is not a verdict on the service — most of the catalog is unregistered.

Live 402 challenge

Captured by the enrichment pass, not read just now. Prices can change — always read the 402 the endpoint answers with.

{
  "error": "Payment required",
  "accepts": [
    {
      "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
      "extra": {
        "name": "USD Coin",
        "version": "2"
      },
      "payTo": "0x25e8245f07d5e4873987293dad666afbe56a9608",
      "amount": "240000",
      "scheme": "exact",
      "network": "eip155:8453",
      "maxTimeoutSeconds": 60
    }
  ],
  "resource": {
    "url": "https://api.zfinia.com/x402/v1/bank-statement-reconciliation",
    "tags": [
      "reconciliation",
      "accounting",
      "exact arithmetic",
      "finance operations",
      "developer tooling"
    ],
    "mimeType": "application/json",
    "description": "Match bank statement lines against ledger lines. References are matched before amounts, because a reference is an identity and an amount is not: matching on amount first pairs two unrelated lines that happen to agree and reports the real pair as unmatched. A reference match with a disagreeing amount or date is reported with the exact difference rather than discarded. With both balances supplied, the statement is also checked for agreeing with itself.",
    "serviceName": "Statement Reconciliation"
  },
  "extensions": {
    "bazaar": {
      "info": {
        "input": {
          "body": {
            "ledger": [
              {
                "date": "2026-09-02",
                "amount": "-120.51",
                "reference": "DD-ENERGY-09"
              },
              {
                "date": "2026-09-13",
                "amount": "500.00",
                "reference": "INV-2001"
              },
              {
                "date": "2026-09-10",
                "amount": "-75.00",
                "reference": "EXP-4410"
              },
              {
                "date": "2026-09-09",
                "amount": "-14.49"
              }
            ],
            "statement": [
              {
                "date": "2026-09-02",
                "amount": "-120.50",
                "reference": "DD-ENERGY-09"
              },
              {
                "date": "2026-09-05",
                "amount": "500.00",
                "reference": "INV-2001"
              },
              {
                "date": "2026-09-09",
                "amount": "-14.49"
              },
              {
                "date": "2026-09-20",
                "amount": "-100.00",
                "reference": "DD-ENERGY-10"
              }
            ],
            "closing_balance": "1265.00",
            "opening_balance": "1000.00",
            "date_tolerance_days": 2
          },
          "type": "http",
          "method": "POST",
          "bodyType": "json"
        },
        "output": {
          "type": "json",
          "example": {
            "limits": {
              "maxEntries": 20000,
              "maxAccounts": 5000,
              "maxFindings": 500,
              "maxLinesPerEntry": 500,
              "maxStatementLines": 20000
            },
            "passed": false,
            "matches": [
              {
                "reference": "DD-ENERGY-09",
                "days_apart": 0,
                "matched_on": "reference",
                "ledger_amount": "-120.51",
                "statement_amount": "-120.5"
              },
              {
                "reference": "INV-2001",
                "days_apart": 8,
                "matched_on": "reference",
                "ledger_amount": "500",
                "statement_amount": "500"
              },
              {
                "reference": null,
                "days_apart": 0,
                "matched_on": "amount and date",
                "ledger_amount": "-14.49",
                "statement_amount": "-14.49"
              }
            ],
            "complete": true,
            "findings": [
              {
                "code": "AMOUNT_DIFFERS_FOR_MATCHED_REFERENCE",
                "detail": "Reference DD-ENERGY-09 is -120.5 on the statement and -120.51 in the ledger, out by exactly 0.01.",
                "reference": "DD-ENERGY-09"
              },
              {
                "code": "MATCHED_REFERENCE_OUTSIDE_DATE_WINDOW",
                "detail": "Reference INV-2001 is dated 2026-09-05 on the statement and 2026-09-13 in the ledger, 8 days apart, beyond the 2-day window.",
                "reference": "INV-2001"
              },
              {
                "code": "STATEMENT_LINE_UNMATCHED",
                "detail": "A statement line of -100 dated 2026-09-20 with reference DD-ENERGY-10 has no counterpart in the ledger, so money moved in the bank and not in the books.",
                "reference": "DD-ENERGY-10"
              }
            ],
            "difference": "-24.99",
            "reconciled": false,
            "request_id": "example-request",
            "service_id": "bank_statement_reconciliation",
            "assumptions": [
              "References are matched before amounts, because a reference is an identity and an amount is not. Matching on amount first would pair two unrelated lines that happen to agree and then report the real pa...",
              "A reference match is reported even when the amount or the date disagrees, with the exact difference, rather than being discarded as a non-match. A reference that matches with the wrong amount is a mor...",
              "Amount matching is exact, so two lines agree only if they agree to the last place. A date window is permitted and is published, since settlement lags posting."
            ],
            "limitations": [
              "Whether the two sets of lines supplied correspond. Not an audit opinion: whether a movement is properly recorded, authorised or classified is outside this.",
              "reconciled is true only when every line on both sides matched, every matched pair agreed, and every check the caller asked for was performed."
            ],
            "observed_at": "2026-10-02T00:00:00.000Z",
            "ledger_total": "290",
            "not_examined": [],
            "finding_count": 5,
            "matched_count": 3,
            "service_version": "1.0.0",
            "statement_total": "265.01",
            "findings_by_code": {
              "LEDGER_LINE_UNMATCHED": 1,
              "STATEMENT_DOES_NOT_FOOT": 1,
              "STATEMENT_LINE_UNMATCHED": 1,
              "AMOUNT_DIFFERS_FOR_MATCHED_REFERENCE": 1,
              "MATCHED_REFERENCE_OUTSIDE_DATE_WINDOW": 1
            },
            "ledger_line_count": 4,
            "date_tolerance_days": 2,
            "statement_line_count": 4,
            "unmatched_ledger_count": 1,
            "unmatched_statement_count": 1
          }
        }
      },
      "schema": {
        "type": "object",
        "$schema": "https://json-schema.org/draft/2020-12/schema",
        "required": [
          "input"
        ],
        "properties": {
          "input": {
            "type": "object",
            "required": [
              "type",
              "method",
              "bodyType",
              "body"
            ],
            "properties": {
              "body": {
                "type": "object",
                "required": [
                  "statement",
                  "ledger"
                ],
                "properties": {
                  "ledger": {
                    "type": "array",
                    "items": {
                      "type": "object",
                      "required": [
                        "date",
                        "amount"
                      ],
                      "properties": {
                        "date": {
                          "type": "string",
                          "maxLength": 32
                        },
                        "amount": {
                          "type": [
                            "string",
                            "number"
                          ]
                        },
                        "reference": {
                          "type": "string",
                          "maxLength": 128
                        },
                        "description": {
                          "type": "string",
                          "maxLength": 512
                        }
                      },
                      "additionalProperties": false
                    },
                    "maxItems": 20000,
                    "minItems": 1
                  },
                  "statement": {
                    "type": "array",
                    "items": {
                      "type": "object",
                      "required": [
                        "date",
                        "amount"
                      ],
                      "properties": {
                        "date": {
                          "type": "string",
                          "maxLength": 32
                        },
                        "amount": {
                          "type": [
                            "string",
                            "number"
                          ]
                        },
                        "reference": {
                          "type": "string",
                          "maxLength": 128
                        },
                        "description": {
                          "type": "string",
                          "maxLength": 512
                        }
                      },
                      "additionalProperties": false
                    },
                    "maxItems": 20000,
                    "minItems": 1
                  },
                  "closing_balance": {
                    "type": [
                      "string",
                      "number"
                    ]
                  },
                  "opening_balance": {
                    "type": [
                      "string",
                      "number"
                    ]
                  },
                  "date_tolerance_days": {
                    "type": "integer",
                    "maximum": 365,
                    "minimum": 0
                  }
                },
                "additionalProperties": false
              },
              "type": {
                "type": "string",
                "const": "http"
              },
              "method": {
                "enum": [
                  "POST"
                ],
                "type": "string"
              },
              "bodyType": {
                "enum": [
                  "json",
                  "form-data",
                  "text"
                ],
                "type": "string"
              }
            },
            "additionalProperties": false
          },
          "output": {
            "type": "object",
            "required": [
              "type"
            ],
            "properties": {
              "type": {
                "type": "string"
              },
              "example": {
                "type": "object"
              }
            }
          }
        }
      }
    }
  },
  "x402Version": 2
}

Accepts

The payment requirements as published to the catalog. Read the live 402 before paying — a price here is a claim, not a quote.

0.24USDC≈ $0.24 USD
on Base · exact scheme

Pay 0.24 USDC on Base to 0x25e8…a9608. The signed payment is good for 1 minute.

USD Coin contract
0x8335…02913
Payment window
1 minute
As published
240000 smallest units
The catalog’s raw entry
[
  {
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "extra": {
      "name": "USD Coin",
      "version": "2"
    },
    "payTo": "0x25e8245f07d5e4873987293dad666afbe56a9608",
    "amount": "240000",
    "scheme": "exact",
    "network": "eip155:8453",
    "maxTimeoutSeconds": 60
  }
]

Extensions

{
  "bazaar": {
    "info": {
      "input": {
        "body": {
          "ledger": [
            {
              "date": "2026-09-02",
              "amount": "-120.51",
              "reference": "DD-ENERGY-09"
            },
            {
              "date": "2026-09-13",
              "amount": "500.00",
              "reference": "INV-2001"
            },
            {
              "date": "2026-09-10",
              "amount": "-75.00",
              "reference": "EXP-4410"
            },
            {
              "date": "2026-09-09",
              "amount": "-14.49"
            }
          ],
          "statement": [
            {
              "date": "2026-09-02",
              "amount": "-120.50",
              "reference": "DD-ENERGY-09"
            },
            {
              "date": "2026-09-05",
              "amount": "500.00",
              "reference": "INV-2001"
            },
            {
              "date": "2026-09-09",
              "amount": "-14.49"
            },
            {
              "date": "2026-09-20",
              "amount": "-100.00",
              "reference": "DD-ENERGY-10"
            }
          ],
          "closing_balance": "1265.00",
          "opening_balance": "1000.00",
          "date_tolerance_days": 2
        },
        "type": "http",
        "method": "POST",
        "bodyType": "json"
      },
      "output": {
        "type": "json",
        "example": {
          "limits": {
            "maxEntries": 20000,
            "maxAccounts": 5000,
            "maxFindings": 500,
            "maxLinesPerEntry": 500,
            "maxStatementLines": 20000
          },
          "passed": false,
          "matches": [
            {
              "reference": "DD-ENERGY-09",
              "days_apart": 0,
              "matched_on": "reference",
              "ledger_amount": "-120.51",
              "statement_amount": "-120.5"
            },
            {
              "reference": "INV-2001",
              "days_apart": 8,
              "matched_on": "reference",
              "ledger_amount": "500",
              "statement_amount": "500"
            },
            {
              "reference": null,
              "days_apart": 0,
              "matched_on": "amount and date",
              "ledger_amount": "-14.49",
              "statement_amount": "-14.49"
            }
          ],
          "complete": true,
          "findings": [
            {
              "code": "AMOUNT_DIFFERS_FOR_MATCHED_REFERENCE",
              "detail": "Reference DD-ENERGY-09 is -120.5 on the statement and -120.51 in the ledger, out by exactly 0.01.",
              "reference": "DD-ENERGY-09"
            },
            {
              "code": "MATCHED_REFERENCE_OUTSIDE_DATE_WINDOW",
              "detail": "Reference INV-2001 is dated 2026-09-05 on the statement and 2026-09-13 in the ledger, 8 days apart, beyond the 2-day window.",
              "reference": "INV-2001"
            },
            {
              "code": "STATEMENT_LINE_UNMATCHED",
              "detail": "A statement line of -100 dated 2026-09-20 with reference DD-ENERGY-10 has no counterpart in the ledger, so money moved in the bank and not in the books.",
              "reference": "DD-ENERGY-10"
            }
          ],
          "difference": "-24.99",
          "reconciled": false,
          "request_id": "example-request",
          "service_id": "bank_statement_reconciliation",
          "assumptions": [
            "References are matched before amounts, because a reference is an identity and an amount is not. Matching on amount first would pair two unrelated lines that happen to agree and then report the real pa...",
            "A reference match is reported even when the amount or the date disagrees, with the exact difference, rather than being discarded as a non-match. A reference that matches with the wrong amount is a mor...",
            "Amount matching is exact, so two lines agree only if they agree to the last place. A date window is permitted and is published, since settlement lags posting."
          ],
          "limitations": [
            "Whether the two sets of lines supplied correspond. Not an audit opinion: whether a movement is properly recorded, authorised or classified is outside this.",
            "reconciled is true only when every line on both sides matched, every matched pair agreed, and every check the caller asked for was performed."
          ],
          "observed_at": "2026-10-02T00:00:00.000Z",
          "ledger_total": "290",
          "not_examined": [],
          "finding_count": 5,
          "matched_count": 3,
          "service_version": "1.0.0",
          "statement_total": "265.01",
          "findings_by_code": {
            "LEDGER_LINE_UNMATCHED": 1,
            "STATEMENT_DOES_NOT_FOOT": 1,
            "STATEMENT_LINE_UNMATCHED": 1,
            "AMOUNT_DIFFERS_FOR_MATCHED_REFERENCE": 1,
            "MATCHED_REFERENCE_OUTSIDE_DATE_WINDOW": 1
          },
          "ledger_line_count": 4,
          "date_tolerance_days": 2,
          "statement_line_count": 4,
          "unmatched_ledger_count": 1,
          "unmatched_statement_count": 1
        }
      }
    },
    "schema": {
      "type": "object",
      "$schema": "https://json-schema.org/draft/2020-12/schema",
      "required": [
        "input"
      ],
      "properties": {
        "input": {
          "type": "object",
          "required": [
            "type",
            "method",
            "bodyType",
            "body"
          ],
          "properties": {
            "body": {
              "type": "object",
              "required": [
                "statement",
                "ledger"
              ],
              "properties": {
                "ledger": {
                  "type": "array",
                  "items": {
                    "type": "object",
                    "required": [
                      "date",
                      "amount"
                    ],
                    "properties": {
                      "date": {
                        "type": "string",
                        "maxLength": 32
                      },
                      "amount": {
                        "type": [
                          "string",
                          "number"
                        ]
                      },
                      "reference": {
                        "type": "string",
                        "maxLength": 128
                      },
                      "description": {
                        "type": "string",
                        "maxLength": 512
                      }
                    },
                    "additionalProperties": false
                  },
                  "maxItems": 20000,
                  "minItems": 1
                },
                "statement": {
                  "type": "array",
                  "items": {
                    "type": "object",
                    "required": [
                      "date",
                      "amount"
                    ],
                    "properties": {
                      "date": {
                        "type": "string",
                        "maxLength": 32
                      },
                      "amount": {
                        "type": [
                          "string",
                          "number"
                        ]
                      },
                      "reference": {
                        "type": "string",
                        "maxLength": 128
                      },
                      "description": {
                        "type": "string",
                        "maxLength": 512
                      }
                    },
                    "additionalProperties": false
                  },
                  "maxItems": 20000,
                  "minItems": 1
                },
                "closing_balance": {
                  "type": [
                    "string",
                    "number"
                  ]
                },
                "opening_balance": {
                  "type": [
                    "string",
                    "number"
                  ]
                },
                "date_tolerance_days": {
                  "type": "integer",
                  "maximum": 365,
                  "minimum": 0
                }
              },
              "additionalProperties": false
            },
            "type": {
              "type": "string",
              "const": "http"
            },
            "method": {
              "enum": [
                "POST"
              ],
              "type": "string"
            },
            "bodyType": {
              "enum": [
                "json",
                "form-data",
                "text"
              ],
              "type": "string"
            }
          },
          "additionalProperties": false
        },
        "output": {
          "type": "object",
          "required": [
            "type"
          ],
          "properties": {
            "type": {
              "type": "string"
            },
            "example": {
              "type": "object"
            }
          }
        }
      }
    }
  }
}

Provenance

Seen in the source catalog
2026-10-04 08:36Z
Last indexed by Roundhouse
2026-10-05 18:40Z
Last enriched (probe, favicon, geo)
2026-10-05 00:45Z
x402 version
2
Max timeout
60s
Liveness probe
HTTP 402
Report

Hand this page to an agent

Copy the prompt and paste it into Claude, an MCP client or your own agent — it will vet this service and call it over the free read API. No key, no account.

GET api.roundhouseai.io/v0/endpoints

This endpoint's own trailing-30-day call count, as published by the upstream catalog and snapshotted daily. 3 snapshots so far. Verified volume counts only settlements with an on-chain EIP-3009 marker.

Open skill.md
Show the prompt
Using Roundhouse, look up the x402 service Statement Reconciliation and tell me whether it is
worth paying: what a call costs, whether the endpoint answered when last probed, and what
its payment record actually shows.

curl -s 'https://api.roundhouseai.io/v0/endpoints?q=Statement%20Reconciliation'
curl -s 'https://api.roundhouseai.io/v0/merchants/<the payTo wallet returned above>'

Then call it: read the price from the live 402 at https://api.zfinia.com/x402/v1/bank-statement-reconciliation, never from
a cached figure, and pay with an x402 client.

The /v0 API needs an API key (`authorization: Bearer rh_live_…`) on everything except
/v0/unified* and /v0/endpoints. Either pay over x402 (mint a personal key for $0.01 at
GET https://api.roundhouseai.io/v0/test/x402), or ask me for an organization key, which I create at
https://roundhouseai.io/dashboard/connections. If you have neither, ask before going further.

If you do not have Roundhouse tools or skills installed, read
https://roundhouseai.io/skill.md first — it is the whole procedure.