Financial Analyst API
Short-Term Rental (STR) underwriting — quarterly ADR and occupancy inputs yield CoC return, IRR, MOIC, NOI, and a GO/NO-GO verdict. Covers Airbnb, VRBO, and vacation rental acquisitions.
The wallet the 402 directs payment to. Its whole payment record — every payer, every chain — is on the merchant page.
Asset 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913
The payTo wallet does not resolve to a registered ERC-8004 agent. That is not a verdict on the service — most of the catalog is unregistered.
Live 402 challenge
Captured by the enrichment pass, not read just now. Prices can change — always read the 402 the endpoint answers with.
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0xDA158f96C7d02e787EC75858d108366BDa6aAeb3",
"amount": "1000000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 300
}
],
"resource": {
"url": "https://financial-analyst.ai/str/underwrite",
"tags": [
"finance",
"private-equity",
"real-estate",
"capital-markets"
],
"mimeType": "application/json",
"description": "Short-Term Rental (STR) underwriting — quarterly ADR/occupancy drive a monthly proforma to unlevered AND levered project returns (IRR via XIRR + equity multiple). Deterministic, Excel-reconciled, SHA-pinned (pass attest=true).",
"serviceName": "Financial Analyst API"
},
"extensions": {
"bazaar": {
"info": {
"input": {
"body": {
"q1": {
"adr": 220,
"occupancy": 0.58
},
"q2": {
"adr": 290,
"occupancy": 0.72
},
"q3": {
"adr": 380,
"occupancy": 0.88
},
"q4": {
"adr": 240,
"occupancy": 0.62
},
"address": "123 Beach Rd, Folly Beach, SC",
"ltc_pct": 0.7,
"hold_years": 7,
"exit_cap_rate": 0.065,
"purchase_price": 650000,
"annual_loan_rate": 0.0725,
"closing_cost_pct": 0.03,
"insurance_annual": 3200,
"platform_fee_pct": 0.2,
"utilities_annual": 3600,
"property_taxes_annual": 5800
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"exit": {
"exit_debt": 428797.02,
"sale_price": 1158881.76,
"sale_proceeds": 1089348.86
},
"returns": {
"levered": {
"irr_pct": "24.9%",
"equity_multiple": 3.6858
},
"unlevered": {
"irr_pct": "15.1%",
"equity_multiple": 2.2286
}
},
"operations": {
"total_noi": 447268.05,
"total_opex": 111817.01,
"total_revenue": 559085.06
},
"acquisition": {
"basis": 669500,
"equity": 225536.5,
"loan_amount": 468650,
"origination_fee": 4686.5
}
}
}
},
"schema": {
"type": "object"
}
}
},
"x402Version": 2
}Accepts
The payment requirements as published to the catalog. Read the live 402 before paying — a price here is a claim, not a quote.
Pay 1 USDC on Base to 0xDA15…aAeb3. The signed payment is good for 5 minutes.
- Paid to
- 0xDA15…aAeb3
- USD Coin contract
- 0x8335…02913
- Payment window
- 5 minutes
- As published
- 1000000 smallest units
The catalog’s raw entry
[
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0xDA158f96C7d02e787EC75858d108366BDa6aAeb3",
"amount": "1000000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 300
}
]Extensions
{
"bazaar": {
"info": {
"input": {
"body": {
"q1": {
"adr": 220,
"days": 90,
"occupancy": 0.58
},
"q2": {
"adr": 290,
"days": 91,
"occupancy": 0.72
},
"q3": {
"adr": 380,
"days": 92,
"occupancy": 0.88
},
"q4": {
"adr": 240,
"days": 92,
"occupancy": 0.62
},
"address": "123 Beach Rd, Folly Beach, SC",
"loan_rate": 0.0725,
"purchase_price": 650000
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"year_1": {
"noi": 62000,
"cap_rate": 0.095,
"coc_return": 0.116
},
"returns": {
"irr": 0.239,
"moic": 6.6
},
"verdict": {
"go": true,
"signal": "GO",
"summary": "GO (CoC) — CoC 11.6%, IRR 23.9%, MOIC 6.60x."
}
}
}
},
"schema": {
"type": "object"
}
}
}Provenance
- Seen in the source catalog
- 2026-06-22 04:56Z
- Last indexed by Roundhouse
- 2026-07-22 01:20Z
- Last enriched (probe, favicon, geo)
- 2026-09-22 02:45Z
- x402 version
- 2
- Max timeout
- 300s
- Liveness probe
- HTTP 402
Hand this page to an agent
Copy the prompt and paste it into Claude, an MCP client or your own agent — it will vet this service and call it over the free read API. No key, no account.
GET api.roundhouseai.io/v0/endpoints
No per-endpoint history for this service yet, so this is payments indexed to its PROVIDER's wallet over 30 days. Verified volume counts only settlements with an on-chain EIP-3009 marker.
Show the promptHide the prompt
Using Roundhouse, look up the x402 service Financial Analyst API and tell me whether it is worth paying: what a call costs, whether the endpoint answered when last probed, and what its payment record actually shows. curl -s 'https://api.roundhouseai.io/v0/endpoints?q=Financial%20Analyst%20API' curl -s 'https://api.roundhouseai.io/v0/merchants/<the payTo wallet returned above>' Then call it: read the price from the live 402 at https://financial-analyst.ai/str/underwrite, never from a cached figure, and pay with an x402 client. The /v0 API needs an API key (`authorization: Bearer rh_live_…`) on everything except /v0/unified* and /v0/endpoints. Mint a personal key for $0.01 at GET https://api.roundhouseai.io/v0/test/x402, or use an organization key from https://roundhouseai.io/dashboard/team. If you do not have Roundhouse tools or skills installed, read https://roundhouseai.io/skill.md first — it is the whole procedure.