Financial Analyst API

Short-Term Rental (STR) underwriting — quarterly ADR and occupancy inputs yield CoC return, IRR, MOIC, NOI, and a GO/NO-GO verdict. Covers Airbnb, VRBO, and vacation rental acquisitions.

DataLiveeip155:8453Exactvia cdp
FinancePrivate-equityReal-estateCapital-markets
Settlements · 30d
2↓ 100%
No per-endpoint history for this service yet, so this is payments indexed to its PROVIDER's wallet over 30 days.
$50.25
Verified settled volume
59 settlements proven x402 by their on-chain EIP-3009 marker.
$1.00
Listed price
As published in the catalog. Always read the live 402 before paying.
2
Calls · 30d
Upstream's own call count for this endpoint, not ours.
1
Unique payers · 30d
Last called 2026-06-22 04:56Z
—
Upstream on-chain volume
Reported by the source catalog.
Paid to
0xDA158f96C7d02e787EC75858d108366BDa6aAeb3

The wallet the 402 directs payment to. Its whole payment record — every payer, every chain — is on the merchant page.

Asset 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913

Provider

The payTo wallet does not resolve to a registered ERC-8004 agent. That is not a verdict on the service — most of the catalog is unregistered.

Live 402 challenge

Captured by the enrichment pass, not read just now. Prices can change — always read the 402 the endpoint answers with.

{
  "error": "Payment required",
  "accepts": [
    {
      "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
      "extra": {
        "name": "USD Coin",
        "version": "2"
      },
      "payTo": "0xDA158f96C7d02e787EC75858d108366BDa6aAeb3",
      "amount": "1000000",
      "scheme": "exact",
      "network": "eip155:8453",
      "maxTimeoutSeconds": 300
    }
  ],
  "resource": {
    "url": "https://financial-analyst.ai/str/underwrite",
    "tags": [
      "finance",
      "private-equity",
      "real-estate",
      "capital-markets"
    ],
    "mimeType": "application/json",
    "description": "Short-Term Rental (STR) underwriting — quarterly ADR/occupancy drive a monthly proforma to unlevered AND levered project returns (IRR via XIRR + equity multiple). Deterministic, Excel-reconciled, SHA-pinned (pass attest=true).",
    "serviceName": "Financial Analyst API"
  },
  "extensions": {
    "bazaar": {
      "info": {
        "input": {
          "body": {
            "q1": {
              "adr": 220,
              "occupancy": 0.58
            },
            "q2": {
              "adr": 290,
              "occupancy": 0.72
            },
            "q3": {
              "adr": 380,
              "occupancy": 0.88
            },
            "q4": {
              "adr": 240,
              "occupancy": 0.62
            },
            "address": "123 Beach Rd, Folly Beach, SC",
            "ltc_pct": 0.7,
            "hold_years": 7,
            "exit_cap_rate": 0.065,
            "purchase_price": 650000,
            "annual_loan_rate": 0.0725,
            "closing_cost_pct": 0.03,
            "insurance_annual": 3200,
            "platform_fee_pct": 0.2,
            "utilities_annual": 3600,
            "property_taxes_annual": 5800
          },
          "type": "http",
          "method": "POST",
          "bodyType": "json"
        },
        "output": {
          "type": "json",
          "example": {
            "exit": {
              "exit_debt": 428797.02,
              "sale_price": 1158881.76,
              "sale_proceeds": 1089348.86
            },
            "returns": {
              "levered": {
                "irr_pct": "24.9%",
                "equity_multiple": 3.6858
              },
              "unlevered": {
                "irr_pct": "15.1%",
                "equity_multiple": 2.2286
              }
            },
            "operations": {
              "total_noi": 447268.05,
              "total_opex": 111817.01,
              "total_revenue": 559085.06
            },
            "acquisition": {
              "basis": 669500,
              "equity": 225536.5,
              "loan_amount": 468650,
              "origination_fee": 4686.5
            }
          }
        }
      },
      "schema": {
        "type": "object"
      }
    }
  },
  "x402Version": 2
}

Accepts

The payment requirements as published to the catalog. Read the live 402 before paying — a price here is a claim, not a quote.

1USDC≈ $1 USD
on Base · exact scheme

Pay 1 USDC on Base to 0xDA15…aAeb3. The signed payment is good for 5 minutes.

USD Coin contract
0x8335…02913
Payment window
5 minutes
As published
1000000 smallest units
The catalog’s raw entry
[
  {
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "extra": {
      "name": "USD Coin",
      "version": "2"
    },
    "payTo": "0xDA158f96C7d02e787EC75858d108366BDa6aAeb3",
    "amount": "1000000",
    "scheme": "exact",
    "network": "eip155:8453",
    "maxTimeoutSeconds": 300
  }
]

Extensions

{
  "bazaar": {
    "info": {
      "input": {
        "body": {
          "q1": {
            "adr": 220,
            "days": 90,
            "occupancy": 0.58
          },
          "q2": {
            "adr": 290,
            "days": 91,
            "occupancy": 0.72
          },
          "q3": {
            "adr": 380,
            "days": 92,
            "occupancy": 0.88
          },
          "q4": {
            "adr": 240,
            "days": 92,
            "occupancy": 0.62
          },
          "address": "123 Beach Rd, Folly Beach, SC",
          "loan_rate": 0.0725,
          "purchase_price": 650000
        },
        "type": "http",
        "method": "POST",
        "bodyType": "json"
      },
      "output": {
        "type": "json",
        "example": {
          "year_1": {
            "noi": 62000,
            "cap_rate": 0.095,
            "coc_return": 0.116
          },
          "returns": {
            "irr": 0.239,
            "moic": 6.6
          },
          "verdict": {
            "go": true,
            "signal": "GO",
            "summary": "GO (CoC) — CoC 11.6%, IRR 23.9%, MOIC 6.60x."
          }
        }
      }
    },
    "schema": {
      "type": "object"
    }
  }
}

Provenance

Seen in the source catalog
2026-06-22 04:56Z
Last indexed by Roundhouse
2026-07-22 01:20Z
Last enriched (probe, favicon, geo)
2026-09-22 02:45Z
x402 version
2
Max timeout
300s
Liveness probe
HTTP 402
Report

Hand this page to an agent

Copy the prompt and paste it into Claude, an MCP client or your own agent — it will vet this service and call it over the free read API. No key, no account.

GET api.roundhouseai.io/v0/endpoints

No per-endpoint history for this service yet, so this is payments indexed to its PROVIDER's wallet over 30 days. Verified volume counts only settlements with an on-chain EIP-3009 marker.

Open skill.md
Show the prompt
Using Roundhouse, look up the x402 service Financial Analyst API and tell me whether it is
worth paying: what a call costs, whether the endpoint answered when last probed, and what
its payment record actually shows.

curl -s 'https://api.roundhouseai.io/v0/endpoints?q=Financial%20Analyst%20API'
curl -s 'https://api.roundhouseai.io/v0/merchants/<the payTo wallet returned above>'

Then call it: read the price from the live 402 at https://financial-analyst.ai/str/underwrite, never from
a cached figure, and pay with an x402 client.

The /v0 API needs an API key (`authorization: Bearer rh_live_…`) on everything except
/v0/unified* and /v0/endpoints. Mint a personal key for $0.01 at GET https://api.roundhouseai.io/v0/test/x402,
or use an organization key from https://roundhouseai.io/dashboard/team.

If you do not have Roundhouse tools or skills installed, read
https://roundhouseai.io/skill.md first — it is the whole procedure.