intel.fintechhodl.com

Lending rates on Base: supply APY for every tracked money market and lending vault (Aave, Morpho, Compound, Moonwell and others), quoted next to the APY lenders actually earned over 7 and 30 days, read on-chain, with a risk score. Useful for choosing where to lend USDC, ETH or stablecoins. Ids work with every other route. 404 for unknown paths and 400 for invalid arguments, before any payment; 503 while data refreshes; charged only for a 200.

DataUnknowneip155:8453Exactvia cdp
Lending ratesLendingMoney marketSupply apyBase
Settlements · 30d
33
No per-endpoint history for this service yet, so this is payments indexed to its PROVIDER's wallet over 30 days.
$0.42
Verified settled volume
33 settlements proven x402 by their on-chain EIP-3009 marker.
$0.010
Listed price
As published in the catalog. Always read the live 402 before paying.
2
Calls · 30d
Upstream's own call count for this endpoint, not ours.
2
Unique payers · 30d
Last called 2026-10-26 10:28Z
—
Upstream on-chain volume
Reported by the source catalog.
Paid to
0xcc31EF349B1215fd08eea4239e19CbD15a5CF336

The wallet the 402 directs payment to. Its whole payment record — every payer, every chain — is on the merchant page.

Asset 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913

Provider

The payTo wallet does not resolve to a registered ERC-8004 agent. That is not a verdict on the service — most of the catalog is unregistered.

Accepts

The payment requirements as published to the catalog. Read the live 402 before paying — a price here is a claim, not a quote.

0.01USDC≈ $0.01 USD
on Base · exact scheme

Pay 0.01 USDC on Base to 0xcc31…CF336. The signed payment is good for 5 minutes.

USD Coin contract
0x8335…02913
Payment window
5 minutes
As published
10000 smallest units
The catalog’s raw entry
[
  {
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "extra": {
      "name": "USD Coin",
      "version": "2"
    },
    "payTo": "0xcc31EF349B1215fd08eea4239e19CbD15a5CF336",
    "amount": "10000",
    "scheme": "exact",
    "network": "eip155:8453",
    "maxTimeoutSeconds": 300
  }
]

Extensions

{
  "bazaar": {
    "info": {
      "input": {
        "type": "http",
        "method": "GET",
        "queryParams": {
          "asset": "USDC",
          "limit": 10
        }
      },
      "output": {
        "type": "json",
        "example": {
          "as_of": "2026-10-26T01:00:00Z",
          "count": 1,
          "items": [
            {
              "id": "e0672197-9f3e-4414-bca5-e6b4c90aa469",
              "apy": 4.6,
              "type": "lending",
              "asset": "USDC",
              "market": "GTUSDCP",
              "tvl_usd": 410917833,
              "apy_base": 4.6,
              "protocol": "morpho-blue",
              "apy_gap_pp": 0.04,
              "apy_reward": 0,
              "risk_score": 15,
              "realized_days": 30,
              "accrual_source": {
                "kind": "erc4626",
                "address": "0xee8f4ec5672f09119b96ab6fb59c27e1b7e44b61"
              },
              "realized_as_of": "2026-10-25",
              "realized_apy_7d": 4.7,
              "sustainable_apy": 4.6,
              "realized_apy_30d": 4.56,
              "opportunity_score": 83,
              "realized_vs_quoted": "matches",
              "quoted_apy_compared": "base"
            }
          ],
          "coverage": {
            "tracked": 155,
            "with_realized": 69
          },
          "disclaimer": "Risk data, not investment advice.",
          "data_age_min": 10,
          "model_version": "1.3.0"
        }
      }
    },
    "schema": {
      "type": "object",
      "$schema": "https://json-schema.org/draft/2020-12/schema",
      "required": [
        "input"
      ],
      "properties": {
        "input": {
          "type": "object",
          "required": [
            "type",
            "method"
          ],
          "properties": {
            "type": {
              "type": "string",
              "const": "http"
            },
            "method": {
              "enum": [
                "GET"
              ],
              "type": "string"
            },
            "queryParams": {
              "type": "object",
              "properties": {
                "sort": {
                  "enum": [
                    "risk_adjusted",
                    "realized_apy",
                    "quoted_apy",
                    "sustainable_apy",
                    "tvl"
                  ],
                  "type": "string",
                  "description": "Order: risk_adjusted (default) ranks by opportunity score; realized_apy by the 30-day realized APY; sustainable_apy by the APY expected once incentives fade."
                },
                "asset": {
                  "type": "string",
                  "pattern": "^[A-Za-z0-9._-]{1,20}$",
                  "examples": [
                    "USDC"
                  ],
                  "description": "Token symbol, e.g. USDC or WETH."
                },
                "limit": {
                  "type": "integer",
                  "maximum": 50,
                  "minimum": 1,
                  "description": "How many items (default 20)."
                },
                "min_apy": {
                  "type": "number",
                  "maximum": 100000,
                  "minimum": 0,
                  "description": "Minimum quoted APY, percent."
                },
                "risk_max": {
                  "type": "number",
                  "maximum": 100,
                  "minimum": 0,
                  "description": "Maximum risk score (0-100, lower is lower modelled risk)."
                },
                "stable_only": {
                  "type": "boolean",
                  "description": "Only stablecoin principal."
                },
                "realized_only": {
                  "type": "boolean",
                  "description": "Only opportunities with a realized on-chain APY."
                }
              },
              "additionalProperties": false
            }
          },
          "additionalProperties": false
        },
        "output": {
          "type": "object",
          "required": [
            "type"
          ],
          "properties": {
            "type": {
              "type": "string"
            },
            "example": {
              "type": "object",
              "required": [
                "as_of",
                "model_version",
                "coverage",
                "items"
              ],
              "properties": {
                "as_of": {
                  "type": "string",
                  "description": "Hour the data describes (ISO 8601, UTC)."
                },
                "count": {
                  "type": "integer",
                  "description": "Matches before the limit."
                },
                "items": {
                  "type": "array",
                  "items": {
                    "type": "object",
                    "properties": {
                      "id": {
                        "type": "string",
                        "description": "Opportunity id, usable with every other route."
                      },
                      "apy": {
                        "type": "number",
                        "description": "Quoted APY, percent."
                      },
                      "type": {
                        "type": "string"
                      },
                      "asset": {
                        "type": [
                          "string",
                          "null"
                        ]
                      },
                      "market": {
                        "type": "string"
                      },
                      "tvl_usd": {
                        "type": "number"
                      },
                      "apy_base": {
                        "type": [
                          "number",
                          "null"
                        ],
                        "description": "Quoted APY without token rewards."
                      },
                      "protocol": {
                        "type": "string"
                      },
                      "apy_gap_pp": {
                        "type": [
                          "number",
                          "null"
                        ],
                        "description": "Quoted minus realized, percentage points."
                      },
                      "apy_reward": {
                        "type": [
                          "number",
                          "null"
                        ],
                        "description": "Part of the quoted APY paid in token incentives."
                      },
                      "risk_score": {
                        "type": "number"
                      },
                      "realized_days": {
                        "type": "integer"
                      },
                      "accrual_source": {
                        "type": [
                          "object",
                          "null"
                        ],
                        "description": "Contract and kind of the on-chain number, to verify it."
                      },
                      "realized_as_of": {
                        "type": [
                          "string",
                          "null"
                        ],
                        "description": "UTC day of the newest on-chain reading."
                      },
                      "realized_apy_7d": {
                        "type": [
                          "number",
                          "null"
                        ],
                        "description": "APY earned over the last 7 days, from on-chain share prices, compounded."
                      },
                      "sustainable_apy": {
                        "type": "number"
                      },
                      "realized_apy_30d": {
                        "type": [
                          "number",
                          "null"
                        ],
                        "description": "APY earned over the last 30 days."
                      },
                      "opportunity_score": {
                        "type": "number"
                      },
                      "realized_vs_quoted": {
                        "enum": [
                          "matches",
                          "overstated",
                          "understated",
                          "unknown"
                        ],
                        "type": "string"
                      },
                      "quoted_apy_compared": {
                        "enum": [
                          "base",
                          "total"
                        ],
                        "type": "string",
                        "description": "Which quote the realized figure is compared with."
                      }
                    }
                  }
                },
                "coverage": {
                  "type": "object",
                  "description": "tracked: opportunities considered; with_realized: those with an on-chain realized APY."
                },
                "disclaimer": {
                  "type": "string"
                },
                "data_age_min": {
                  "type": "number",
                  "description": "Minutes since the newest pool data."
                },
                "model_version": {
                  "type": "string",
                  "description": "Scoring model version."
                }
              }
            }
          }
        }
      }
    }
  }
}

Provenance

Seen in the source catalog
2026-10-26 10:28Z
Last indexed by Roundhouse
2026-10-26 22:40Z
Last enriched (probe, favicon, geo)
—
x402 version
2
Max timeout
300s
Liveness probe
Not probed
Report

Hand this page to an agent

Copy the prompt and paste it into Claude, an MCP client or your own agent — it will vet this service and call it over the free read API. No key, no account.

GET api.roundhouseai.io/v0/endpoints

No per-endpoint history for this service yet, so this is payments indexed to its PROVIDER's wallet over 30 days. Verified volume counts only settlements with an on-chain EIP-3009 marker.

Open skill.md
Show the prompt
Using Roundhouse, look up the x402 service intel.fintechhodl.com and tell me whether it is
worth paying: what a call costs, whether the endpoint answered when last probed, and what
its payment record actually shows.

curl -s 'https://api.roundhouseai.io/v0/endpoints?q=intel.fintechhodl.com'
curl -s 'https://api.roundhouseai.io/v0/merchants/<the payTo wallet returned above>'

Then call it: read the price from the live 402 at https://intel.fintechhodl.com/api/v1/lending-rates, never from
a cached figure, and pay with an x402 client.

The /v0 API needs an API key (`authorization: Bearer rh_live_…`) on everything except
/v0/unified* and /v0/endpoints. Either pay over x402 (mint a personal key for $0.01 at
GET https://api.roundhouseai.io/v0/test/x402), or ask me for an organization key, which I create at
https://roundhouseai.io/dashboard/connections. If you have neither, ask before going further.

If you do not have Roundhouse tools or skills installed, read
https://roundhouseai.io/skill.md first — it is the whole procedure.