ClearCheck
Financial health verdict for a US bank: capital adequacy, profitability, size, trend, and whether it is still open.
MediaLiveeip155:8453Exactvia cdp
Government-dataComplianceVerificationPublic-recordsRisk-screening
Calls · 30d
3↑ 40%
This endpoint's own trailing-30-day call count, as published by the upstream catalog and snapshotted daily. 22 snapshots so far.
$2.32
Verified settled volume
148 settlements proven x402 by their on-chain EIP-3009 marker.
$0.030
Listed price
As published in the catalog. Always read the live 402 before paying.
3
Calls · 30d
Upstream's own call count for this endpoint, not ours.
1
Unique payers · 30d
Last called 2026-09-16 21:11Z
—
Upstream on-chain volume
Reported by the source catalog.
Paid to
0xb531320805C5BED1D46AEaDcF4F008FDF172DBDaThe wallet the 402 directs payment to. Its whole payment record — every payer, every chain — is on the merchant page.
Asset 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913
Provider
The payTo wallet does not resolve to a registered ERC-8004 agent. That is not a verdict on the service — most of the catalog is unregistered.
Live 402 challenge
Captured by the enrichment pass, not read just now. Prices can change — always read the 402 the endpoint answers with.
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0xb531320805C5BED1D46AEaDcF4F008FDF172DBDa",
"scheme": "exact",
"network": "base",
"mimeType": "application/json",
"resource": "https://loonie-toll.onrender.com/bank",
"description": "Financial health verdict for a US bank: capital adequacy, profitability, size, trend, and whether it is still open.",
"outputSchema": {
"input": {
"type": "http",
"method": "GET",
"queryParams": {
"name": "Chase"
}
},
"output": {
"source": "FDIC BankFind — institutions and quarterly call report financials",
"reasons": [
"Total risk-based capital ratio is 16.21%, at or above the 10% well-capitalized threshold (as of 2026-06-30).",
"Return on assets is 1.585%.",
"…2 more"
],
"verdict": "WELL_CAPITALIZED",
"bestMatch": {
"asOf": "2026-06-30",
"city": "Columbus",
"name": "JPMorgan Chase Bank, National Association",
"open": true,
"state": "OH",
"trend": {
"sincePeriod": "2025-06-30",
"overQuarters": 5,
"assetChangePct": 7.99,
"capitalRatioChangePct": -0.54
},
"website": "www.jpmorganchase.com",
"branches": 5394,
"closedOn": null,
"fdicCert": 628,
"charterClass": "N",
"establishedOn": "01/01/1824",
"totalAssetsUsd": 4091315000000,
"totalEquityUsd": 341580000000,
"totalDepositsUsd": 2820284000000,
"returnOnAssetsPct": 1.585,
"returnOnEquityPct": 18.55,
"tier1RiskBasedCapitalRatioPct": 15.03,
"totalRiskBasedCapitalRatioPct": 16.21
},
"disclaimer": "Advisory only, provided as is without warranty of accuracy or completeness. Call report data is filed quarterly and lags current conditions. This is not a credit rating, a deposit-safety guarantee, or…",
"matchCount": 43,
"retrievedAt": "2026-09-09T00:52:20.357Z",
"institutions": [
{
"asOf": "2026-06-30",
"city": "Columbus",
"name": "JPMorgan Chase Bank, National Association",
"open": true,
"state": "OH",
"trend": {
"sincePeriod": "2025-06-30",
"overQuarters": 5,
"assetChangePct": 7.99,
"capitalRatioChangePct": -0.54
},
"website": "www.jpmorganchase.com",
"branches": 5394,
"closedOn": null,
"fdicCert": 628,
"charterClass": "N",
"establishedOn": "01/01/1824",
"totalAssetsUsd": 4091315000000,
"totalEquityUsd": 341580000000,
"totalDepositsUsd": 2820284000000,
"returnOnAssetsPct": 1.585,
"returnOnEquityPct": 18.55,
"tier1RiskBasedCapitalRatioPct": 15.03,
"totalRiskBasedCapitalRatioPct": 16.21
},
{
"asOf": "2026-06-30",
"city": "Dearborn",
"name": "JPMorgan Chase Bank, Dearborn",
"open": true,
"state": "MI",
"trend": {
"sincePeriod": "2025-06-30",
"overQuarters": 5,
"assetChangePct": 3.09,
"capitalRatioChangePct": 0.03
},
"website": null,
"branches": 1,
"closedOn": null,
"fdicCert": 21761,
"charterClass": "SM",
"establishedOn": "09/16/1974",
"totalAssetsUsd": 71467000,
"totalEquityUsd": 70955000,
"totalDepositsUsd": 500000,
"returnOnAssetsPct": 2.851,
"returnOnEquityPct": 2.87,
"tier1RiskBasedCapitalRatioPct": 507.91,
"totalRiskBasedCapitalRatioPct": 507.91
}
]
}
},
"maxAmountRequired": "20000",
"maxTimeoutSeconds": 300
},
{
"asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
"extra": {
"feePayer": "BFK9TLC3edb13K6v4YyH3DwPb5DSUpkWvb7XnqCL9b4F"
},
"payTo": "DUPiupXtuox38dcGoXUKer5mAydCzmaHjrbQ66qeEm8s",
"scheme": "exact",
"network": "solana",
"mimeType": "application/json",
"resource": "https://loonie-toll.onrender.com/bank",
"description": "Financial health verdict for a US bank: capital adequacy, profitability, size, trend, and whether it is still open.",
"outputSchema": {
"input": {
"type": "http",
"method": "GET",
"queryParams": {
"name": "Chase"
}
},
"output": {
"source": "FDIC BankFind — institutions and quarterly call report financials",
"reasons": [
"Total risk-based capital ratio is 16.21%, at or above the 10% well-capitalized threshold (as of 2026-06-30).",
"Return on assets is 1.585%.",
"…2 more"
],
"verdict": "WELL_CAPITALIZED",
"bestMatch": {
"asOf": "2026-06-30",
"city": "Columbus",
"name": "JPMorgan Chase Bank, National Association",
"open": true,
"state": "OH",
"trend": {
"sincePeriod": "2025-06-30",
"overQuarters": 5,
"assetChangePct": 7.99,
"capitalRatioChangePct": -0.54
},
"website": "www.jpmorganchase.com",
"branches": 5394,
"closedOn": null,
"fdicCert": 628,
"charterClass": "N",
"establishedOn": "01/01/1824",
"totalAssetsUsd": 4091315000000,
"totalEquityUsd": 341580000000,
"totalDepositsUsd": 2820284000000,
"returnOnAssetsPct": 1.585,
"returnOnEquityPct": 18.55,
"tier1RiskBasedCapitalRatioPct": 15.03,
"totalRiskBasedCapitalRatioPct": 16.21
},
"disclaimer": "Advisory only, provided as is without warranty of accuracy or completeness. Call report data is filed quarterly and lags current conditions. This is not a credit rating, a deposit-safety guarantee, or…",
"matchCount": 43,
"retrievedAt": "2026-09-09T00:52:20.357Z",
"institutions": [
{
"asOf": "2026-06-30",
"city": "Columbus",
"name": "JPMorgan Chase Bank, National Association",
"open": true,
"state": "OH",
"trend": {
"sincePeriod": "2025-06-30",
"overQuarters": 5,
"assetChangePct": 7.99,
"capitalRatioChangePct": -0.54
},
"website": "www.jpmorganchase.com",
"branches": 5394,
"closedOn": null,
"fdicCert": 628,
"charterClass": "N",
"establishedOn": "01/01/1824",
"totalAssetsUsd": 4091315000000,
"totalEquityUsd": 341580000000,
"totalDepositsUsd": 2820284000000,
"returnOnAssetsPct": 1.585,
"returnOnEquityPct": 18.55,
"tier1RiskBasedCapitalRatioPct": 15.03,
"totalRiskBasedCapitalRatioPct": 16.21
},
{
"asOf": "2026-06-30",
"city": "Dearborn",
"name": "JPMorgan Chase Bank, Dearborn",
"open": true,
"state": "MI",
"trend": {
"sincePeriod": "2025-06-30",
"overQuarters": 5,
"assetChangePct": 3.09,
"capitalRatioChangePct": 0.03
},
"website": null,
"branches": 1,
"closedOn": null,
"fdicCert": 21761,
"charterClass": "SM",
"establishedOn": "09/16/1974",
"totalAssetsUsd": 71467000,
"totalEquityUsd": 70955000,
"totalDepositsUsd": 500000,
"returnOnAssetsPct": 2.851,
"returnOnEquityPct": 2.87,
"tier1RiskBasedCapitalRatioPct": 507.91,
"totalRiskBasedCapitalRatioPct": 507.91
}
]
}
},
"maxAmountRequired": "20000",
"maxTimeoutSeconds": 300
},
{
"asset": "0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0xb531320805C5BED1D46AEaDcF4F008FDF172DBDa",
"scheme": "exact",
"network": "polygon",
"mimeType": "application/json",
"resource": "https://loonie-toll.onrender.com/bank",
"description": "Financial health verdict for a US bank: capital adequacy, profitability, size, trend, and whether it is still open.",
"outputSchema": {
"input": {
"type": "http",
"method": "GET",
"queryParams": {
"name": "Chase"
}
},
"output": {
"source": "FDIC BankFind — institutions and quarterly call report financials",
"reasons": [
"Total risk-based capital ratio is 16.21%, at or above the 10% well-capitalized threshold (as of 2026-06-30).",
"Return on assets is 1.585%.",
"…2 more"
],
"verdict": "WELL_CAPITALIZED",
"bestMatch": {
"asOf": "2026-06-30",
"city": "Columbus",
"name": "JPMorgan Chase Bank, National Association",
"open": true,
"state": "OH",
"trend": {
"sincePeriod": "2025-06-30",
"overQuarters": 5,
"assetChangePct": 7.99,
"capitalRatioChangePct": -0.54
},
"website": "www.jpmorganchase.com",
"branches": 5394,
"closedOn": null,
"fdicCert": 628,
"charterClass": "N",
"establishedOn": "01/01/1824",
"totalAssetsUsd": 4091315000000,
"totalEquityUsd": 341580000000,
"totalDepositsUsd": 2820284000000,
"returnOnAssetsPct": 1.585,
"returnOnEquityPct": 18.55,
"tier1RiskBasedCapitalRatioPct": 15.03,
"totalRiskBasedCapitalRatioPct": 16.21
},
"disclaimer": "Advisory only, provided as is without warranty of accuracy or completeness. Call report data is filed quarterly and lags current conditions. This is not a credit rating, a deposit-safety guarantee, or…",
"matchCount": 43,
"retrievedAt": "2026-09-09T00:52:20.357Z",
"institutions": [
{
"asOf": "2026-06-30",
"city": "Columbus",
"name": "JPMorgan Chase Bank, National Association",
"open": true,
"state": "OH",
"trend": {
"sincePeriod": "2025-06-30",
"overQuarters": 5,
"assetChangePct": 7.99,
"capitalRatioChangePct": -0.54
},
"website": "www.jpmorganchase.com",
"branches": 5394,
"closedOn": null,
"fdicCert": 628,
"charterClass": "N",
"establishedOn": "01/01/1824",
"totalAssetsUsd": 4091315000000,
"totalEquityUsd": 341580000000,
"totalDepositsUsd": 2820284000000,
"returnOnAssetsPct": 1.585,
"returnOnEquityPct": 18.55,
"tier1RiskBasedCapitalRatioPct": 15.03,
"totalRiskBasedCapitalRatioPct": 16.21
},
{
"asOf": "2026-06-30",
"city": "Dearborn",
"name": "JPMorgan Chase Bank, Dearborn",
"open": true,
"state": "MI",
"trend": {
"sincePeriod": "2025-06-30",
"overQuarters": 5,
"assetChangePct": 3.09,
"capitalRatioChangePct": 0.03
},
"website": null,
"branches": 1,
"closedOn": null,
"fdicCert": 21761,
"charterClass": "SM",
"establishedOn": "09/16/1974",
"totalAssetsUsd": 71467000,
"totalEquityUsd": 70955000,
"totalDepositsUsd": 500000,
"returnOnAssetsPct": 2.851,
"returnOnEquityPct": 2.87,
"tier1RiskBasedCapitalRatioPct": 507.91,
"totalRiskBasedCapitalRatioPct": 507.91
}
]
}
},
"maxAmountRequired": "20000",
"maxTimeoutSeconds": 300
}
],
"x402Version": 1
}Accepts
The payment requirements as published to the catalog. Read the live 402 before paying — a price here is a claim, not a quote.
0.03USDC≈ $0.03 USD
on Base · exact scheme
Pay 0.03 USDC on Base to 0xb531…2DBDa. The signed payment is good for 5 minutes.
- Paid to
- 0xb531…2DBDa
- USD Coin contract
- 0x8335…02913
- Payment window
- 5 minutes
- As published
- 30000 smallest units
30000units
on solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp · exact scheme
That figure is in the token’s smallest units. Roundhouse does not hold this contract’s decimals, so it is shown as published rather than converted.
- Paid to
- DUPiup…eEm8s
- Token contract
- EPjFWd…TDt1v
- Payment window
- 5 minutes
30000units
on Polygon · exact scheme
That figure is in the token’s smallest units. Roundhouse does not hold this contract’s decimals, so it is shown as published rather than converted.
- Paid to
- 0xb531…2DBDa
- Token contract
- 0x3c49…c3359
- Payment window
- 5 minutes
30000units
on Arbitrum · exact scheme
That figure is in the token’s smallest units. Roundhouse does not hold this contract’s decimals, so it is shown as published rather than converted.
- Paid to
- 0xb531…2DBDa
- Token contract
- 0xaf88…e5831
- Payment window
- 5 minutes
The catalog’s raw entry
[
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0xb531320805C5BED1D46AEaDcF4F008FDF172DBDa",
"amount": "30000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 300
},
{
"asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
"extra": {
"feePayer": "D6ZhtNQ5nT9ZnTHUbqXZsTx5MH2rPFiBBggX4hY1WePM"
},
"payTo": "DUPiupXtuox38dcGoXUKer5mAydCzmaHjrbQ66qeEm8s",
"amount": "30000",
"scheme": "exact",
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"maxTimeoutSeconds": 300
},
{
"asset": "0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0xb531320805C5BED1D46AEaDcF4F008FDF172DBDa",
"amount": "30000",
"scheme": "exact",
"network": "eip155:137",
"maxTimeoutSeconds": 300
},
{
"asset": "0xaf88d065e77c8cC2239327C5EDb3A432268e5831",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0xb531320805C5BED1D46AEaDcF4F008FDF172DBDa",
"amount": "30000",
"scheme": "exact",
"network": "eip155:42161",
"maxTimeoutSeconds": 300
}
]Extensions
{
"bazaar": {
"info": {
"input": {
"type": "http",
"method": "GET",
"queryParams": {
"name": "Chase"
}
},
"output": {
"type": "json",
"example": {
"source": "FDIC BankFind — institutions and quarterly call report financials",
"reasons": [
"Total risk-based capital ratio is 16.21%, at or above the 10% well-capitalized threshold (as of 2026-06-30).",
"Return on assets is 1.585%.",
"…2 more"
],
"verdict": "WELL_CAPITALIZED",
"bestMatch": {
"asOf": "2026-06-30",
"city": "Columbus",
"name": "JPMorgan Chase Bank, National Association",
"open": true,
"state": "OH",
"trend": {
"sincePeriod": "2025-06-30",
"overQuarters": 5,
"assetChangePct": 7.99,
"capitalRatioChangePct": -0.54
},
"website": "www.jpmorganchase.com",
"branches": 5394,
"closedOn": null,
"fdicCert": 628,
"charterClass": "N",
"establishedOn": "01/01/1824",
"totalAssetsUsd": 4091315000000,
"totalEquityUsd": 341580000000,
"totalDepositsUsd": 2820284000000,
"returnOnAssetsPct": 1.585,
"returnOnEquityPct": 18.55,
"tier1RiskBasedCapitalRatioPct": 15.03,
"totalRiskBasedCapitalRatioPct": 16.21
},
"disclaimer": "Advisory only, provided as is without warranty of accuracy or completeness. Call report data is filed quarterly and lags current conditions. This is not a credit rating, a deposit-safety guarantee, or…",
"matchCount": 43,
"retrievedAt": "2026-09-09T00:52:20.357Z",
"institutions": [
{
"asOf": "2026-06-30",
"city": "Columbus",
"name": "JPMorgan Chase Bank, National Association",
"open": true,
"state": "OH",
"trend": {
"sincePeriod": "2025-06-30",
"overQuarters": 5,
"assetChangePct": 7.99,
"capitalRatioChangePct": -0.54
},
"website": "www.jpmorganchase.com",
"branches": 5394,
"closedOn": null,
"fdicCert": 628,
"charterClass": "N",
"establishedOn": "01/01/1824",
"totalAssetsUsd": 4091315000000,
"totalEquityUsd": 341580000000,
"totalDepositsUsd": 2820284000000,
"returnOnAssetsPct": 1.585,
"returnOnEquityPct": 18.55,
"tier1RiskBasedCapitalRatioPct": 15.03,
"totalRiskBasedCapitalRatioPct": 16.21
},
{
"asOf": "2026-06-30",
"city": "Dearborn",
"name": "JPMorgan Chase Bank, Dearborn",
"open": true,
"state": "MI",
"trend": {
"sincePeriod": "2025-06-30",
"overQuarters": 5,
"assetChangePct": 3.09,
"capitalRatioChangePct": 0.03
},
"website": null,
"branches": 1,
"closedOn": null,
"fdicCert": 21761,
"charterClass": "SM",
"establishedOn": "09/16/1974",
"totalAssetsUsd": 71467000,
"totalEquityUsd": 70955000,
"totalDepositsUsd": 500000,
"returnOnAssetsPct": 2.851,
"returnOnEquityPct": 2.87,
"tier1RiskBasedCapitalRatioPct": 507.91,
"totalRiskBasedCapitalRatioPct": 507.91
}
]
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method"
],
"properties": {
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"GET"
],
"type": "string"
},
"queryParams": {
"type": "object",
"required": [
"name"
],
"properties": {
"name": {
"type": "string",
"description": "Bank name, or part of it"
},
"limit": {
"type": "integer",
"description": "Max institutions to return, default 3"
},
"state": {
"type": "string",
"description": "Two-letter state code to narrow the search"
}
}
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object",
"properties": {
"source": {
"type": "string"
},
"reasons": {
"type": "array",
"items": {
"type": "string"
}
},
"verdict": {
"type": "string"
},
"bestMatch": {
"type": "object",
"properties": {
"asOf": {
"type": "string"
},
"city": {
"type": "string"
},
"name": {
"type": "string"
},
"open": {
"type": "boolean"
},
"state": {
"type": "string"
},
"trend": {
"type": "object",
"properties": {
"sincePeriod": {
"type": "string"
},
"overQuarters": {
"type": "integer"
},
"assetChangePct": {
"type": "number"
},
"capitalRatioChangePct": {
"type": "number"
}
}
},
"website": {
"type": "string"
},
"branches": {
"type": "integer"
},
"closedOn": {
"type": "null"
},
"fdicCert": {
"type": "integer"
},
"charterClass": {
"type": "string"
},
"establishedOn": {
"type": "string"
},
"totalAssetsUsd": {
"type": "integer"
},
"totalEquityUsd": {
"type": "integer"
},
"totalDepositsUsd": {
"type": "integer"
},
"returnOnAssetsPct": {
"type": "number"
},
"returnOnEquityPct": {
"type": "number"
},
"tier1RiskBasedCapitalRatioPct": {
"type": "number"
},
"totalRiskBasedCapitalRatioPct": {
"type": "number"
}
}
},
"disclaimer": {
"type": "string"
},
"matchCount": {
"type": "integer"
},
"retrievedAt": {
"type": "string"
},
"institutions": {
"type": "array",
"items": {
"type": "object",
"properties": {
"asOf": {
"type": "string"
},
"city": {
"type": "string"
},
"name": {
"type": "string"
},
"open": {
"type": "boolean"
},
"state": {
"type": "string"
},
"trend": {
"type": "object",
"properties": {
"sincePeriod": {
"type": "string"
},
"overQuarters": {
"type": "integer"
},
"assetChangePct": {
"type": "number"
},
"capitalRatioChangePct": {
"type": "number"
}
}
},
"website": {
"type": [
"null",
"string"
]
},
"branches": {
"type": [
"integer",
"null"
]
},
"closedOn": {
"type": [
"null",
"string"
]
},
"fdicCert": {
"type": "integer"
},
"charterClass": {
"type": "string"
},
"establishedOn": {
"type": "string"
},
"totalAssetsUsd": {
"type": "integer"
},
"totalEquityUsd": {
"type": "integer"
},
"totalDepositsUsd": {
"type": "integer"
},
"returnOnAssetsPct": {
"type": "number"
},
"returnOnEquityPct": {
"type": "number"
},
"tier1RiskBasedCapitalRatioPct": {
"type": "number"
},
"totalRiskBasedCapitalRatioPct": {
"type": "number"
}
}
}
}
}
}
}
}
}
}
}
}Provenance
- Seen in the source catalog
- 2026-09-16 21:11Z
- Last indexed by Roundhouse
- 2026-09-24 22:10Z
- Last enriched (probe, favicon, geo)
- 2026-09-10 22:15Z
- x402 version
- 2
- Max timeout
- 300s
- Liveness probe
- HTTP 402
Hand this page to an agent
Copy the prompt and paste it into Claude, an MCP client or your own agent — it will vet this service and call it over the free read API. No key, no account.
GET api.roundhouseai.io/v0/endpoints
This endpoint's own trailing-30-day call count, as published by the upstream catalog and snapshotted daily. 22 snapshots so far. Verified volume counts only settlements with an on-chain EIP-3009 marker.
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Using Roundhouse, look up the x402 service ClearCheck and tell me whether it is worth paying: what a call costs, whether the endpoint answered when last probed, and what its payment record actually shows. curl -s 'https://api.roundhouseai.io/v0/endpoints?q=ClearCheck' curl -s 'https://api.roundhouseai.io/v0/merchants/<the payTo wallet returned above>' Then call it: read the price from the live 402 at https://loonie-toll.onrender.com/bank, never from a cached figure, and pay with an x402 client. The /v0 API needs an API key (`authorization: Bearer rh_live_…`) on everything except /v0/unified* and /v0/endpoints. Mint a personal key for $0.01 at GET https://api.roundhouseai.io/v0/test/x402, or use an organization key from https://roundhouseai.io/dashboard/team. If you do not have Roundhouse tools or skills installed, read https://roundhouseai.io/skill.md first — it is the whole procedure.