Saylor Innovations Data Desk

Name: Saylor Innovations Data Desk
Price: 0.01 USDC
Availability: InStock

Aave V3 reserve state on 8 chains for any asset: supply and borrow APY, utilization, total supplied and borrowed, LTV, liquidation threshold and caps.

DataLiveeip155:8453Exactvia cdp

https://saylorinnovations.com/api/chain/aave-reserve

Aave v3 reserve dataAave supply apyAave borrow rateLending utilization rateAave ltv and caps

Calls · 30d

This endpoint's own trailing-30-day call count, as published by the upstream catalog and snapshotted daily. 6 snapshots so far.

$15.76

Verified settled volume

1,657 settlements proven x402 by their on-chain EIP-3009 marker.

$0.010

Listed price

As published in the catalog. Always read the live 402 before paying.

Calls · 30d

Upstream's own call count for this endpoint, not ours.

Unique payers · 30d

Last called 2026-10-22 17:41Z

—

Upstream on-chain volume

Reported by the source catalog.

Paid to

0xA2A8dF0f7CaaBEa4e120a2568118f141569fc8aa

The wallet the 402 directs payment to. Its whole payment record — every payer, every chain — is on the merchant page.

Asset 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913

Provider

The payTo wallet does not resolve to a registered ERC-8004 agent. That is not a verdict on the service — most of the catalog is unregistered.

Live 402 challenge

Captured by the enrichment pass, not read just now. Prices can change — always read the 402 the endpoint answers with.

{
  "error": "Payment required to access this resource.",
  "accepts": [
    {
      "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
      "extra": {
        "memo": "saylor:datadesk:chain-aave-reser",
        "name": "USD Coin",
        "note": "Base settles through an x402 facilitator. Send payload.signature and payload.authorization (EIP-3009); there is no self-submitted path on this network.",
        "version": "2",
        "facilitatorOnly": true,
        "assetTransferMethod": "eip3009"
      },
      "payTo": "0xA2A8dF0f7CaaBEa4e120a2568118f141569fc8aa",
      "amount": "10000",
      "scheme": "exact",
      "network": "eip155:8453",
      "maxTimeoutSeconds": 120
    },
    {
      "asset": "0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359",
      "extra": {
        "memo": "saylor:datadesk:chain-aave-reser",
        "name": "USD Coin",
        "note": "Polygon settles through an x402 facilitator. Send payload.signature and payload.authorization (EIP-3009); there is no self-submitted path on this network.",
        "version": "2",
        "facilitatorOnly": true,
        "assetTransferMethod": "eip3009"
      },
      "payTo": "0xA2A8dF0f7CaaBEa4e120a2568118f141569fc8aa",
      "amount": "10000",
      "scheme": "exact",
      "network": "eip155:137",
      "maxTimeoutSeconds": 120
    },
    {
      "asset": "0xaf88d065e77c8cC2239327C5EDb3A432268e5831",
      "extra": {
        "memo": "saylor:datadesk:chain-aave-reser",
        "name": "USD Coin",
        "note": "Arbitrum settles through an x402 facilitator. Send payload.signature and payload.authorization (EIP-3009); there is no self-submitted path on this network.",
        "version": "2",
        "facilitatorOnly": true,
        "assetTransferMethod": "eip3009"
      },
      "payTo": "0xA2A8dF0f7CaaBEa4e120a2568118f141569fc8aa",
      "amount": "10000",
      "scheme": "exact",
      "network": "eip155:42161",
      "maxTimeoutSeconds": 120
    },
    {
      "asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
      "extra": {
        "memo": "saylor:datadesk:chain-aave-reser",
        "session": "eyJhcnRpY2xlSWQiOiJkYXRhZGVzazpjaGFpbi1hYXZlLXJlc2VydmUiLCJyZWZlcmVuY2UiOiI2S2lSNENteEdCOUdoMVluTkVWc29ROHF1QWFXcVZROEVYZnJjOVhHRWQ1ayIsInJlY2lwaWVudCI6IjdMU2pmckpmOGZOc0I4VkE5dTdOM1dFbjI1c21RTHBvYjNTdnlVdlhhY3k3IiwibWludCI6IkVQakZXZGQ1QXVmcVNTcWVNMnFOMXh6eWJhcEM4RzR3RUdHa1p3eVREdDF2IiwibWluQW1vdW50IjoxMDAwMCwiZXhwIjoxNzkyNTU4MDU4MTUwfQ.XUplhEIEeStU4WbeatTweZG0782f-RvL_R7nYYV9L6Q",
        "feePayer": "BFK9TLC3edb13K6v4YyH3DwPb5DSUpkWvb7XnqCL9b4F",
        "reference": "6KiR4CmxGB9Gh1YnNEVsoQ8quAaWqVQ8EXfrc9XGEd5k"
      },
      "payTo": "7LSjfrJf8fNsB8VA9u7N3WEn25smQLpob3SvyUvXacy7",
      "amount": "10000",
      "scheme": "exact",
      "network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
      "maxTimeoutSeconds": 120
    },
    {
      "asset": "Es9vMFrzaCERmJfrF4H2FYD4KCoNkY11McCe8BenwNYB",
      "extra": {
        "memo": "saylor:datadesk:chain-aave-reser",
        "session": "eyJhcnRpY2xlSWQiOiJkYXRhZGVzazpjaGFpbi1hYXZlLXJlc2VydmUiLCJyZWZlcmVuY2UiOiJDQW9OWFZMckpqYnJEamZCSmZjMXlqTFNZbUtVUXhCZ0Rpblk2S1RxM0poeiIsInJlY2lwaWVudCI6IjdMU2pmckpmOGZOc0I4VkE5dTdOM1dFbjI1c21RTHBvYjNTdnlVdlhhY3k3IiwibWludCI6IkVzOXZNRnJ6YUNFUm1KZnJGNEgyRllENEtDb05rWTExTWNDZThCZW53TllCIiwibWluQW1vdW50IjoxMDAwMCwiZXhwIjoxNzkyNTU4MDU4MTUwfQ.wHVk5MNqYGBOKLT_QN7KVQUNjola_foDR1yM5nRq95E",
        "feePayer": "BFK9TLC3edb13K6v4YyH3DwPb5DSUpkWvb7XnqCL9b4F",
        "reference": "CAoNXVLrJjbrDjfBJfc1yjLSYmKUQxBgDinY6KTq3Jhz"
      },
      "payTo": "7LSjfrJf8fNsB8VA9u7N3WEn25smQLpob3SvyUvXacy7",
      "amount": "10000",
      "scheme": "exact",
      "network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
      "maxTimeoutSeconds": 120
    },
    {
      "asset": "So11111111111111111111111111111111111111112",
      "extra": {
        "memo": "saylor:datadesk:chain-aave-reser",
        "note": "Native SOL: send lamports with a system transfer, not an SPL transfer. Price is quoted live and this quote expires in 120s.",
        "native": true,
        "session": "eyJhcnRpY2xlSWQiOiJkYXRhZGVzazpjaGFpbi1hYXZlLXJlc2VydmUiLCJyZWZlcmVuY2UiOiJFcXpFYlBtTVl5eHBRZURhM0NpbU1DWmFiNkpVcmdoNmY4bXlQNExtcng0NCIsInJlY2lwaWVudCI6IjdMU2pmckpmOGZOc0I4VkE5dTdOM1dFbjI1c21RTHBvYjNTdnlVdlhhY3k3IiwibWludCI6bnVsbCwibWluQW1vdW50Ijo5MTgxMiwiZXhwIjoxNzkyNTU4MDU4MTUwfQ.SpY9lUvyVneIjaeWNu5AIa_xziBELI9cvdMEdSt1X4Y",
        "reference": "EqzEbPmMYyxpQeDa3CimMCZab6JUrgh6f8myP4Lmrx44",
        "solUsdPrice": 105.65,
        "quotedLamports": "94652"
      },
      "payTo": "7LSjfrJf8fNsB8VA9u7N3WEn25smQLpob3SvyUvXacy7",
      "amount": "91812",
      "scheme": "exact",
      "network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
      "maxTimeoutSeconds": 120
    }
  ],
  "resource": {
    "url": "https://saylorinnovations.com/api/chain/aave-reserve?chain=ethereum&token=0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48",
    "tags": [
      "aave v3 reserve data",
      "aave supply apy",
      "aave borrow rate",
      "lending utilization rate",
      "aave ltv and caps"
    ],
    "iconUrl": "https://saylorinnovations.com/og-image.jpg",
    "mimeType": "application/json",
    "description": "Aave V3 reserve state on 8 chains for any asset: supply and borrow APY, utilization, total supplied and borrowed, LTV, liquidation threshold and caps.",
    "serviceName": "Saylor Innovations Data Desk"
  },
  "extensions": {
    "tags": [
      "aave v3 reserve data",
      "aave supply apy",
      "aave borrow rate",
      "lending utilization rate",
      "aave ltv and caps"
    ],
    "bazaar": {
      "info": {
        "input": {
          "type": "http",
          "method": "GET",
          "queryParams": {
            "chain": "ethereum",
            "token": "0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48"
          }
        },
        "output": {
          "type": "json",
          "example": {
            "note": "Live Aave V3 reserve state read from the Pool contract. APR is the instantaneous rate and APY compounds it per second. Supply and borrow caps are in whole tokens (null means no cap). Available liquidity is supply minus variable debt and ignores stable debt, which Aave V3 has disabled for new borrows.",
            "pool": "0x87870Bca3F3fD6335C3F4ce8392D69350B4fA4E2",
            "chain": "ethereum",
            "token": "0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48",
            "active": true,
            "frozen": false,
            "paused": false,
            "source": "Chain JSON-RPC (ethereum)",
            "symbol": "USDC",
            "a_token": "0x98c23e9d8f34fefb1b7bd6a91b7ff122f4e16f5c",
            "ltv_pct": 75,
            "chain_id": 1,
            "decimals": 6,
            "last_update": "2026-10-21T02:41:59.000Z",
            "supply_apr_pct": 3.7872,
            "supply_apy_pct": 3.8598,
            "total_borrowed": "2239883221.073125",
            "total_supplied": "2389005868.736398",
            "utilization_pct": 93.75,
            "borrow_cap_tokens": 2700000000,
            "borrowing_enabled": true,
            "supply_cap_tokens": 3000000000,
            "variable_debt_token": "0x72e95b8931767c79ba4eee721354d6e99a61d004",
            "liquidation_bonus_pct": 4.5,
            "variable_borrow_apr_pct": 4.4883,
            "variable_borrow_apy_pct": 4.5905,
            "liquidation_threshold_pct": 78,
            "available_liquidity_approx": "149122647.663273"
          }
        }
      },
      "schema": {
        "type": "object",
        "$schema": "https://json-schema.org/draft/2020-12/schema",
        "required": [
          "input"
        ],
        "properties": {
          "input": {
            "type": "object",
            "required": [
              "type",
              "method"
            ],
            "properties": {
              "type": {
                "type": "string",
                "const": "http"
              },
              "method": {
                "enum": [
                  "GET"
                ],
                "type": "string"
              },
              "queryParams": {
                "type": "object",
                "required": [
                  "chain",
                  "token"
                ],
                "properties": {
                  "chain": {
                    "type": "string",
                    "description": "ethereum, base, arbitrum, optimism, polygon, avalanche, bsc or gnosis (or chain id)"
                  },
                  "token": {
                    "type": "string",
                    "description": "the underlying asset contract (for example USDC)"
                  }
                }
              }
            },
            "additionalProperties": false
          },
          "output": {
            "type": "object",
            "required": [
              "type"
            ],
            "properties": {
              "type": {
                "type": "string",
                "const": "json"
              },
              "example": {
                "type": "object",
                "required": [
                  "chain",
                  "chain_id",
                  "token",
                  "total_supplied",
                  "utilization_pct",
                  "supply_apy_pct",
                  "variable_borrow_apy_pct",
                  "ltv_pct",
                  "note",
                  "source"
                ],
                "properties": {
                  "note": {
                    "type": "string",
                    "description": "plain-language reading of the result, including units"
                  },
                  "pool": {
                    "type": "string",
                    "description": "Aave V3 Pool contract"
                  },
                  "chain": {
                    "type": "string",
                    "description": "the chain name that was queried"
                  },
                  "token": {
                    "type": "string",
                    "description": "underlying asset"
                  },
                  "active": {
                    "type": "boolean",
                    "description": "reserve is active"
                  },
                  "frozen": {
                    "type": "boolean",
                    "description": "reserve is frozen"
                  },
                  "paused": {
                    "type": "boolean",
                    "description": "reserve is paused"
                  },
                  "source": {
                    "type": "string",
                    "description": "where the data was read from"
                  },
                  "symbol": {
                    "type": [
                      "string",
                      "null"
                    ],
                    "description": "asset symbol"
                  },
                  "a_token": {
                    "type": "string",
                    "description": "interest-bearing receipt token"
                  },
                  "ltv_pct": {
                    "type": "number",
                    "description": "maximum loan-to-value"
                  },
                  "chain_id": {
                    "type": "number",
                    "description": "EIP-155 chain id of that network"
                  },
                  "decimals": {
                    "type": "number",
                    "description": "asset decimals"
                  },
                  "last_update": {
                    "type": "string",
                    "description": "time the rates were last updated"
                  },
                  "supply_apr_pct": {
                    "type": "number",
                    "description": "supply rate, annualised, percent"
                  },
                  "supply_apy_pct": {
                    "type": "number",
                    "description": "supply rate compounded, percent"
                  },
                  "total_borrowed": {
                    "type": "string",
                    "description": "total variable debt, asset units"
                  },
                  "total_supplied": {
                    "type": "string",
                    "description": "total supplied, asset units"
                  },
                  "utilization_pct": {
                    "type": "number",
                    "description": "borrowed share of supplied"
                  },
                  "borrow_cap_tokens": {
                    "type": [
                      "number",
                      "null"
                    ],
                    "description": "borrow cap in whole tokens"
                  },
                  "borrowing_enabled": {
                    "type": "boolean",
                    "description": "borrowing allowed"
                  },
                  "supply_cap_tokens": {
                    "type": [
                      "number",
                      "null"
                    ],
                    "description": "supply cap in whole tokens"
                  },
                  "variable_debt_token": {
                    "type": "string",
                    "description": "variable debt token"
                  },
                  "liquidation_bonus_pct": {
                    "type": "number",
                    "description": "liquidator bonus, percent"
                  },
                  "variable_borrow_apr_pct": {
                    "type": "number",
                    "description": "variable borrow rate, percent"
                  },
                  "variable_borrow_apy_pct": {
                    "type": "number",
                    "description": "variable borrow rate compounded, percent"
                  },
                  "liquidation_threshold_pct": {
                    "type": "number",
                    "description": "threshold at which liquidation starts"
                  },
                  "available_liquidity_approx": {
                    "type": "string",
                    "description": "supplied minus borrowed"
                  }
                }
              }
            }
          }
        }
      }
    },
    "method": "GET",
    "example": {
      "note": "Live Aave V3 reserve state read from the Pool contract. APR is the instantaneous rate and APY compounds it per second. Supply and borrow caps are in whole tokens (null means no cap). Available liquidity is supply minus variable debt and ignores stable debt, which Aave V3 has disabled for new borrows.",
      "pool": "0x87870Bca3F3fD6335C3F4ce8392D69350B4fA4E2",
      "chain": "ethereum",
      "token": "0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48",
      "active": true,
      "frozen": false,
      "paused": false,
      "source": "Chain JSON-RPC (ethereum)",
      "symbol": "USDC",
      "a_token": "0x98c23e9d8f34fefb1b7bd6a91b7ff122f4e16f5c",
      "ltv_pct": 75,
      "chain_id": 1,
      "decimals": 6,
      "last_update": "2026-10-21T02:41:59.000Z",
      "supply_apr_pct": 3.7872,
      "supply_apy_pct": 3.8598,
      "total_borrowed": "2239883221.073125",
      "total_supplied": "2389005868.736398",
      "utilization_pct": 93.75,
      "borrow_cap_tokens": 2700000000,
      "borrowing_enabled": true,
      "supply_cap_tokens": 3000000000,
      "variable_debt_token": "0x72e95b8931767c79ba4eee721354d6e99a61d004",
      "liquidation_bonus_pct": 4.5,
      "variable_borrow_apr_pct": 4.4883,
      "variable_borrow_apy_pct": 4.5905,
      "liquidation_threshold_pct": 78,
      "available_liquidity_approx": "149122647.663273"
    },
    "license": "LicenseRef-Saylor-Agent-Use-1.0",
    "mimeType": "application/json",
    "freshness": "fetched live (cached up to 1 hour for large reference files)",
    "tokenCount": null,
    "inputSchema": {
      "chain": "ethereum, base, arbitrum, optimism, polygon, avalanche, bsc or gnosis (or chain id)",
      "token": "the underlying asset contract (for example USDC)"
    },
    "serviceName": "Saylor Innovations Data Desk",
    "instructions": "STANDARD PATH (works with stock x402 clients): send payload.transaction — a base64 partially-signed Solana transaction — and we route verify/settle through an x402 facilitator that sponsors the fee and submits it. Include the chosen accepts entry as \"accepted\" so we can match terms. ALTERNATIVE PATH (no facilitator): Pick ONE entry from accepts and use the reference and session from THAT entry — each asset has its own. USDC or USDT: send an SPL transfer of the exact amount. Native SOL (asset=So11111111111111111111111111111111111111112, extra.native=true): send that many lamports with a system transfer. Either way include extra.reference as a read-only account (Solana Pay style), then retry with PAYMENT-SIGNATURE: base64({x402Version:2, payload:{session, reference}}). If your client cannot attach a reference, send payload.signature instead (USDC only). SOL amounts are quoted live and expire in 120s; stablecoins do not move. The facilitator path verifies and settles in this request. Only the alternative self-submitted Solana path needs retries while the transfer is indexed (typically 3-4 attempts over 10-20s). On that path, a 402 saying \"payment not found on-chain yet\" means keep retrying.",
    "outputSchema": {
      "type": "object",
      "required": [
        "chain",
        "chain_id",
        "token",
        "total_supplied",
        "utilization_pct",
        "supply_apy_pct",
        "variable_borrow_apy_pct",
        "ltv_pct",
        "note",
        "source"
      ],
      "properties": {
        "note": {
          "type": "string",
          "description": "plain-language reading of the result, including units"
        },
        "pool": {
          "type": "string",
          "description": "Aave V3 Pool contract"
        },
        "chain": {
          "type": "string",
          "description": "the chain name that was queried"
        },
        "token": {
          "type": "string",
          "description": "underlying asset"
        },
        "active": {
          "type": "boolean",
          "description": "reserve is active"
        },
        "frozen": {
          "type": "boolean",
          "description": "reserve is frozen"
        },
        "paused": {
          "type": "boolean",
          "description": "reserve is paused"
        },
        "source": {
          "type": "string",
          "description": "where the data was read from"
        },
        "symbol": {
          "type": [
            "string",
            "null"
          ],
          "description": "asset symbol"
        },
        "a_token": {
          "type": "string",
          "description": "interest-bearing receipt token"
        },
        "ltv_pct": {
          "type": "number",
          "description": "maximum loan-to-value"
        },
        "chain_id": {
          "type": "number",
          "description": "EIP-155 chain id of that network"
        },
        "decimals": {
          "type": "number",
          "description": "asset decimals"
        },
        "last_update": {
          "type": "string",
          "description": "time the rates were last updated"
        },
        "supply_apr_pct": {
          "type": "number",
          "description": "supply rate, annualised, percent"
        },
        "supply_apy_pct": {
          "type": "number",
          "description": "supply rate compounded, percent"
        },
        "total_borrowed": {
          "type": "string",
          "description": "total variable debt, asset units"
        },
        "total_supplied": {
          "type": "string",
          "description": "total supplied, asset units"
        },
        "utilization_pct": {
          "type": "number",
          "description": "borrowed share of supplied"
        },
        "borrow_cap_tokens": {
          "type": [
            "number",
            "null"
          ],
          "description": "borrow cap in whole tokens"
        },
        "borrowing_enabled": {
          "type": "boolean",
          "description": "borrowing allowed"
        },
        "supply_cap_tokens": {
          "type": [
            "number",
            "null"
          ],
          "description": "supply cap in whole tokens"
        },
        "variable_debt_token": {
          "type": "string",
          "description": "variable debt token"
        },
        "liquidation_bonus_pct": {
          "type": "number",
          "description": "liquidator bonus, percent"
        },
        "variable_borrow_apr_pct": {
          "type": "number",
          "description": "variable borrow rate, percent"
        },
        "variable_borrow_apy_pct": {
          "type": "number",
          "description": "variable borrow rate compounded, percent"
        },
        "liquidation_threshold_pct": {
          "type": "number",
          "description": "threshold at which liquidation starts"
        },
        "available_liquidity_approx": {
          "type": "string",
          "description": "supplied minus borrowed"
        }
      }
    },
    "noPathTemplate": true,
    "settlementModes": [
      "facilitator-transaction",
      "self-submitted-reference"
    ],
    "typicalLatencyMs": 700
  },
  "x402Version": 2
}

Accepts

The payment requirements as published to the catalog. Read the live 402 before paying — a price here is a claim, not a quote.

0.01USDC≈ $0.01 USD

on Base · exact scheme

Pay 0.01 USDC on Base to 0xA2A8…fc8aa. The signed payment is good for 2 minutes.

Paid to: 0xA2A8…fc8aa
USD Coin contract: 0x8335…02913
Payment window: 2 minutes
As published: 10000 smallest units

10000units

on Polygon · exact scheme