saylorinnovations.com

Live 402 challenge

Captured by the enrichment pass, not read just now. Prices can change — always read the 402 the endpoint answers with.

{
  "error": "Payment required to access this resource.",
  "accepts": [
    {
      "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
      "extra": {
        "memo": "saylor:insurance:deductible",
        "name": "USD Coin",
        "note": "Base settles through an x402 facilitator. Send payload.signature and payload.authorization (EIP-3009); there is no self-submitted path on this network.",
        "version": "2",
        "facilitatorOnly": true,
        "assetTransferMethod": "eip3009"
      },
      "payTo": "0xA2A8dF0f7CaaBEa4e120a2568118f141569fc8aa",
      "amount": "10000",
      "scheme": "exact",
      "network": "eip155:8453",
      "maxTimeoutSeconds": 120
    },
    {
      "asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
      "extra": {
        "memo": "saylor:insurance:deductible",
        "session": "eyJhcnRpY2xlSWQiOiJpbnN1cmFuY2U6ZGVkdWN0aWJsZSIsInJlZmVyZW5jZSI6IjNvZUhOTWJiVGZMUlJuVFFOcFlGeDNMZWJ6MWtKYlBlMmdFTG1SZUE5V0wxIiwicmVjaXBpZW50IjoiN0xTamZySmY4Zk5zQjhWQTl1N04zV0VuMjVzbVFMcG9iM1N2eVV2WGFjeTciLCJtaW50IjoiRVBqRldkZDVBdWZxU1NxZU0ycU4xeHp5YmFwQzhHNHdFR0drWnd5VER0MXYiLCJtaW5BbW91bnQiOjEwMDAwLCJleHAiOjE3OTIwNzc0NjMxMTV9.2hXBsliYsPGiveILCI-7a4lgVIc3F1FN18zUpcmeayg",
        "feePayer": "BENrLoUbndxoNMUS5JXApGMtNykLjFXXixMtpDwDR9SP",
        "reference": "3oeHNMbbTfLRRnTQNpYFx3Lebz1kJbPe2gELmReA9WL1"
      },
      "payTo": "7LSjfrJf8fNsB8VA9u7N3WEn25smQLpob3SvyUvXacy7",
      "amount": "10000",
      "scheme": "exact",
      "network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
      "maxTimeoutSeconds": 120
    }
  ],
  "resource": {
    "url": "https://saylorinnovations.com/api/insurance/deductible",
    "tags": [
      "insurance",
      "claims",
      "deductible",
      "calculator"
    ],
    "iconUrl": "https://saylorinnovations.com/og-image.jpg",
    "mimeType": "application/json",
    "description": "Insurance deductible cost-share calculator - member cost and plan cost from allowed amount and coinsurance",
    "serviceName": "Saylor Innovations  Insurance De"
  },
  "extensions": {
    "bazaar": {
      "info": {
        "input": {
          "type": "http",
          "method": "GET",
          "queryParams": {
            "allowed_amount": "500",
            "coinsurance_percent": "20",
            "deductible_remaining": "200"
          }
        },
        "output": {
          "type": "json",
          "example": {
            "scope_note": "Illustrative benefits arithmetic only; plan documents control actual claims.",
            "allowed_amount": 500,
            "deductible_applied": 200,
            "coinsurance_percent": 20,
            "deductible_remaining": 200,
            "estimated_member_cost": 260
          }
        }
      },
      "schema": {
        "type": "object",
        "$schema": "https://json-schema.org/draft/2020-12/schema",
        "required": [
          "input"
        ],
        "properties": {
          "input": {
            "type": "object",
            "required": [
              "type",
              "method"
            ],
            "properties": {
              "type": {
                "type": "string",
                "const": "http"
              },
              "method": {
                "enum": [
                  "GET",
                  "POST",
                  "PUT",
                  "PATCH",
                  "DELETE",
                  "HEAD"
                ],
                "type": "string"
              },
              "queryParams": {
                "type": "object",
                "required": [
                  "allowed_amount",
                  "deductible_remaining",
                  "coinsurance_percent"
                ],
                "properties": {
                  "allowed_amount": {
                    "type": "string",
                    "description": "required positive allowed or negotiated amount (query)"
                  },
                  "coinsurance_percent": {
                    "type": "string",
                    "description": "required coinsurance percentage from 0 to 100 (query)"
                  },
                  "deductible_remaining": {
                    "type": "string",
                    "description": "required non-negative deductible remaining (query)"
                  }
                }
              }
            },
            "additionalProperties": false
          },
          "output": {
            "type": "object",
            "required": [
              "type"
            ],
            "properties": {
              "type": {
                "type": "string",
                "const": "json"
              },
              "example": {
                "type": "object",
                "required": [
                  "allowed_amount",
                  "deductible_remaining",
                  "coinsurance_percent",
                  "deductible_applied",
                  "estimated_member_cost",
                  "scope_note"
                ],
                "properties": {
                  "formula": {
                    "type": "string",
                    "description": "Formula used for the calculation"
                  },
                  "scope_note": {
                    "type": "string",
                    "description": "What this data covers and what it leaves out"
                  },
                  "allowed_amount": {
                    "type": "number",
                    "description": "Allowed amount"
                  },
                  "coinsurance_amount": {
                    "type": "number",
                    "description": "Coinsurance amount"
                  },
                  "deductible_applied": {
                    "type": "number",
                    "description": "Deductible applied"
                  },
                  "coinsurance_percent": {
                    "type": "number",
                    "description": "Coinsurance, as a percentage"
                  },
                  "estimated_plan_cost": {
                    "type": "number",
                    "description": "Estimated plan cost"
                  },
                  "deductible_remaining": {
                    "type": "number",
                    "description": "Deductible remaining"
                  },
                  "estimated_member_cost": {
                    "type": "number",
                    "description": "Estimated member cost"
                  },
                  "out_of_pocket_remaining": {
                    "type": [
                      "number",
                      "null"
                    ],
                    "description": "Out of pocket remaining"
                  }
                }
              }
            }
          }
        }
      }
    },
    "method": "GET",
    "example": {
      "scope_note": "Illustrative benefits arithmetic only; plan documents control actual claims.",
      "allowed_amount": 500,
      "deductible_applied": 200,
      "coinsurance_percent": 20,
      "deductible_remaining": 200,
      "estimated_member_cost": 260
    },
    "license": "Saylor calculation; limitations disclosed",
    "mimeType": "application/json",
    "freshness": "computed per request",
    "tokenCount": null,
    "description": "Estimate member cost sharing from allowed amount, deductible remaining, coinsurance percentage, and optional out-of-pocket remaining, returning deductible applied, coinsurance, member cost, plan cost, formula, and strict benefits-adjudication limitations.",
    "inputSchema": {
      "allowed_amount": "required positive allowed or negotiated amount (query)",
      "coinsurance_percent": "required coinsurance percentage from 0 to 100 (query)",
      "deductible_remaining": "required non-negative deductible remaining (query)",
      "out_of_pocket_remaining": "optional non-negative remaining out-of-pocket maximum (query)"
    },
    "serviceName": "Saylor Innovations — Insurance Deductible Cost-Share Calculator",
    "instructions": "STANDARD PATH (works with stock x402 clients): send payload.transaction — a base64 partially-signed Solana transaction — and we route verify/settle through an x402 facilitator that sponsors the fee and submits it. Include the chosen accepts entry as \"accepted\" so we can match terms. ALTERNATIVE PATH (no facilitator): Pick ONE entry from accepts and use the reference and session from THAT entry — each asset has its own. USDC or USDT: send an SPL transfer of the exact amount. Native SOL (asset=So11111111111111111111111111111111111111112, extra.native=true): send that many lamports with a system transfer. Either way include extra.reference as a read-only account (Solana Pay style), then retry with PAYMENT-SIGNATURE: base64({x402Version:2, payload:{session, reference}}). If your client cannot attach a reference, send payload.signature instead (USDC only). SOL amounts are quoted live and expire in 120s; stablecoins do not move. The facilitator path verifies and settles in this request. Only the alternative self-submitted Solana path needs retries while the transfer is indexed (typically 3-4 attempts over 10-20s). On that path, a 402 saying \"payment not found on-chain yet\" means keep retrying.",
    "outputSchema": {
      "type": "object",
      "required": [
        "allowed_amount",
        "deductible_remaining",
        "coinsurance_percent",
        "out_of_pocket_remaining",
        "deductible_applied",
        "coinsurance_amount",
        "estimated_member_cost",
        "estimated_plan_cost",
        "formula",
        "scope_note"
      ],
      "properties": {
        "formula": {
          "type": "string"
        },
        "scope_note": {
          "type": "string"
        },
        "allowed_amount": {
          "type": "number"
        },
        "coinsurance_amount": {
          "type": "number"
        },
        "deductible_applied": {
          "type": "number"
        },
        "coinsurance_percent": {
          "type": "number"
        },
        "estimated_plan_cost": {
          "type": "number"
        },
        "deductible_remaining": {
          "type": "number"
        },
        "estimated_member_cost": {
          "type": "number"
        },
        "out_of_pocket_remaining": {
          "type": [
            "number",
            "null"
          ]
        }
      }
    },
    "noPathTemplate": true,
    "settlementModes": [
      "facilitator-transaction",
      "self-submitted-reference"
    ],
    "typicalLatencyMs": 10
  },
  "x402Version": 2
}

Accepts

The payment requirements as published to the catalog. Read the live 402 before paying — a price here is a claim, not a quote.

[
  {
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "payTo": "0xA2A8dF0f7CaaBEa4e120a2568118f141569fc8aa",
    "scheme": "exact",
    "network": "eip155:8453",
    "mimeType": "application/json",
    "resource": "https://saylorinnovations.com/api/insurance/deductible",
    "description": "",
    "maxAmountRequired": "10000",
    "maxTimeoutSeconds": 120
  },
  {
    "asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
    "payTo": "7LSjfrJf8fNsB8VA9u7N3WEn25smQLpob3SvyUvXacy7",
    "scheme": "exact",
    "network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "mimeType": "application/json",
    "resource": "https://saylorinnovations.com/api/insurance/deductible",
    "description": "",
    "maxAmountRequired": "10000",
    "maxTimeoutSeconds": 120
  }
]

Provenance

Seen in the source catalog

2026-10-18 21:00Z

Last indexed by Roundhouse

2026-10-25 08:46Z

Last enriched (probe, favicon, geo)

2026-10-15 15:15Z

x402 version

1

Max timeout

120s

Liveness probe

HTTP 402