saylorinnovations.com
No description published for this endpoint.
The wallet the 402 directs payment to. Its whole payment record — every payer, every chain — is on the merchant page.
Asset 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913
The payTo wallet does not resolve to a registered ERC-8004 agent. That is not a verdict on the service — most of the catalog is unregistered.
Live 402 challenge
Captured by the enrichment pass, not read just now. Prices can change — always read the 402 the endpoint answers with.
{
"error": "Payment required to access this resource.",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"memo": "saylor:real-estate:rent-vs-buy",
"name": "USD Coin",
"note": "Base settles through an x402 facilitator. Send payload.signature and payload.authorization (EIP-3009); there is no self-submitted path on this network.",
"version": "2",
"facilitatorOnly": true,
"assetTransferMethod": "eip3009"
},
"payTo": "0xA2A8dF0f7CaaBEa4e120a2568118f141569fc8aa",
"amount": "10000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
},
{
"asset": "0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359",
"extra": {
"memo": "saylor:real-estate:rent-vs-buy",
"name": "USD Coin",
"note": "Polygon settles through an x402 facilitator. Send payload.signature and payload.authorization (EIP-3009); there is no self-submitted path on this network.",
"version": "2",
"facilitatorOnly": true,
"assetTransferMethod": "eip3009"
},
"payTo": "0xA2A8dF0f7CaaBEa4e120a2568118f141569fc8aa",
"amount": "10000",
"scheme": "exact",
"network": "eip155:137",
"maxTimeoutSeconds": 120
},
{
"asset": "0xaf88d065e77c8cC2239327C5EDb3A432268e5831",
"extra": {
"memo": "saylor:real-estate:rent-vs-buy",
"name": "USD Coin",
"note": "Arbitrum settles through an x402 facilitator. Send payload.signature and payload.authorization (EIP-3009); there is no self-submitted path on this network.",
"version": "2",
"facilitatorOnly": true,
"assetTransferMethod": "eip3009"
},
"payTo": "0xA2A8dF0f7CaaBEa4e120a2568118f141569fc8aa",
"amount": "10000",
"scheme": "exact",
"network": "eip155:42161",
"maxTimeoutSeconds": 120
},
{
"asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
"extra": {
"memo": "saylor:real-estate:rent-vs-buy",
"session": "eyJhcnRpY2xlSWQiOiJyZWFsLWVzdGF0ZTpyZW50LXZzLWJ1eSIsInJlZmVyZW5jZSI6IjRGUnJvaEt2NjhwcGtSbkREN0xqcVpNWWhwUTRBVUdZREN0NDVodWl1bzV3IiwicmVjaXBpZW50IjoiN0xTamZySmY4Zk5zQjhWQTl1N04zV0VuMjVzbVFMcG9iM1N2eVV2WGFjeTciLCJtaW50IjoiRVBqRldkZDVBdWZxU1NxZU0ycU4xeHp5YmFwQzhHNHdFR0drWnd5VER0MXYiLCJtaW5BbW91bnQiOjEwMDAwLCJleHAiOjE3OTI4MDgyOTg3NzV9.Rm9FOpVka-DIaYjsIxwZjky1-TLYuD9cwRF-KsA277I",
"feePayer": "Hc3sdEAsCGQcpgfivywog9uwtk8gUBUZgsxdME1EJy88",
"reference": "4FRrohKv68ppkRnDD7LjqZMYhpQ4AUGYDCt45huiuo5w"
},
"payTo": "7LSjfrJf8fNsB8VA9u7N3WEn25smQLpob3SvyUvXacy7",
"amount": "10000",
"scheme": "exact",
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"maxTimeoutSeconds": 120
},
{
"asset": "Es9vMFrzaCERmJfrF4H2FYD4KCoNkY11McCe8BenwNYB",
"extra": {
"memo": "saylor:real-estate:rent-vs-buy",
"session": "eyJhcnRpY2xlSWQiOiJyZWFsLWVzdGF0ZTpyZW50LXZzLWJ1eSIsInJlZmVyZW5jZSI6IjR3UEZvNlhxdkwxUDV5Zm5Mcm9QZ3BnZFBQRXRYaUxYUUVyN2JETWdUYkMxIiwicmVjaXBpZW50IjoiN0xTamZySmY4Zk5zQjhWQTl1N04zV0VuMjVzbVFMcG9iM1N2eVV2WGFjeTciLCJtaW50IjoiRXM5dk1GcnphQ0VSbUpmckY0SDJGWUQ0S0NvTmtZMTFNY0NlOEJlbndOWUIiLCJtaW5BbW91bnQiOjEwMDAwLCJleHAiOjE3OTI4MDgyOTg3NzV9.o3ezEgSsxccrvg-J9Hd1Kma1aD9E2L_cOUz2NCGlRHM",
"feePayer": "Hc3sdEAsCGQcpgfivywog9uwtk8gUBUZgsxdME1EJy88",
"reference": "4wPFo6XqvL1P5yfnLroPgpgdPPEtXiLXQEr7bDMgTbC1"
},
"payTo": "7LSjfrJf8fNsB8VA9u7N3WEn25smQLpob3SvyUvXacy7",
"amount": "10000",
"scheme": "exact",
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"maxTimeoutSeconds": 120
},
{
"asset": "So11111111111111111111111111111111111111112",
"extra": {
"memo": "saylor:real-estate:rent-vs-buy",
"note": "Native SOL: send lamports with a system transfer, not an SPL transfer. Price is quoted live and this quote expires in 120s.",
"native": true,
"session": "eyJhcnRpY2xlSWQiOiJyZWFsLWVzdGF0ZTpyZW50LXZzLWJ1eSIsInJlZmVyZW5jZSI6IjRoNzNLMnkxc3hBTEczR3BMU2JkMlh0aVduUDh3TVdZYTF0MVdiM1M5NW1NIiwicmVjaXBpZW50IjoiN0xTamZySmY4Zk5zQjhWQTl1N04zV0VuMjVzbVFMcG9iM1N2eVV2WGFjeTciLCJtaW50IjpudWxsLCJtaW5BbW91bnQiOjk0NjI0LCJleHAiOjE3OTI4MDgyOTg3NzV9.vEKwwyYBujZ0V9ORIOFfY_MxqLUiheFezovlrzoFk2c",
"reference": "4h73K2y1sxALG3GpLSbd2XtiWnP8wMWYa1t1Wb3S95mM",
"solUsdPrice": 102.51,
"quotedLamports": "97551"
},
"payTo": "7LSjfrJf8fNsB8VA9u7N3WEn25smQLpob3SvyUvXacy7",
"amount": "94624",
"scheme": "exact",
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://saylorinnovations.com/api/real-estate/rent-vs-buy",
"tags": [
"real-estate",
"rent-vs-buy",
"mortgage",
"housing"
],
"iconUrl": "https://saylorinnovations.com/og-image.jpg",
"mimeType": "application/json",
"description": "Rent-vs-buy monthly screen - mortgage, tax, insurance, maintenance and HOA compared with rent",
"serviceName": "Saylor Innovations Rent-vs-Buy"
},
"extensions": {
"bazaar": {
"info": {
"input": {
"type": "http",
"method": "GET",
"queryParams": {
"home_price": "350000",
"hoa_monthly": "0",
"down_payment": "70000",
"monthly_rent": "2100",
"insurance_monthly": "120",
"mortgage_rate_percent": "6.5"
}
},
"output": {
"type": "json",
"example": {
"home_price": 350000,
"down_payment": 70000,
"monthly_rent": 2100,
"mortgage_rate_percent": 6.5,
"monthly_principal_interest": 1769.79,
"monthly_difference_buy_minus_rent": 402.29,
"total_estimated_monthly_owner_cost": 2502.29
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method"
],
"properties": {
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"GET"
],
"type": "string"
},
"queryParams": {
"type": "object",
"required": [
"home_price",
"down_payment",
"mortgage_rate_percent",
"monthly_rent"
],
"properties": {
"home_price": {
"type": "string",
"description": "required positive home price (query)"
},
"hoa_monthly": {
"type": "string",
"description": "optional monthly HOA fee (query)"
},
"down_payment": {
"type": "string",
"description": "required non-negative down payment (query)"
},
"monthly_rent": {
"type": "string",
"description": "required positive monthly rent comparison (query)"
},
"insurance_monthly": {
"type": "string",
"description": "optional monthly insurance estimate (query)"
},
"mortgage_rate_percent": {
"type": "string",
"description": "required mortgage APR percent, 0 or greater (query)"
}
}
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string",
"const": "json"
},
"example": {
"type": "object",
"required": [
"home_price",
"down_payment",
"monthly_principal_interest",
"total_estimated_monthly_owner_cost",
"monthly_rent",
"monthly_difference_buy_minus_rent"
],
"properties": {
"formula": {
"type": "string",
"description": "Formula used for the calculation"
},
"home_price": {
"type": "number",
"description": "Home price"
},
"scope_note": {
"type": "string",
"description": "What this data covers and what it leaves out"
},
"loan_amount": {
"type": "number",
"description": "Loan amount"
},
"down_payment": {
"type": "number",
"description": "Down payment"
},
"monthly_rent": {
"type": "number",
"description": "Monthly rent"
},
"buy_is_cheaper_by": {
"type": "number",
"description": "Buy is cheaper by"
},
"rent_is_cheaper_by": {
"type": "number",
"description": "Rent is cheaper by"
},
"mortgage_rate_percent": {
"type": [
"number",
"null"
],
"description": "Mortgage rate, as a percentage"
},
"monthly_principal_interest": {
"type": "number",
"description": "Monthly principal interest"
},
"monthly_difference_buy_minus_rent": {
"type": "number",
"description": "Monthly difference buy minus rent"
},
"total_estimated_monthly_owner_cost": {
"type": "number",
"description": "Total estimated monthly owner cost"
}
}
}
}
}
}
}
},
"method": "GET",
"example": {
"home_price": 350000,
"down_payment": 70000,
"monthly_rent": 2100,
"mortgage_rate_percent": 6.5,
"monthly_principal_interest": 1769.79,
"monthly_difference_buy_minus_rent": 402.29,
"total_estimated_monthly_owner_cost": 2502.29
},
"license": "Saylor calculation; limitations disclosed",
"mimeType": "application/json",
"freshness": "computed per request",
"tokenCount": null,
"description": "Compare estimated monthly owner cost against rent using price, down payment, mortgage rate, term, property tax, insurance, maintenance reserve and HOA, returning the monthly difference and explicit omitted-cost caveats.",
"inputSchema": {
"home_price": "required positive home price (query)",
"term_years": "optional loan term years, default 30 (query)",
"hoa_monthly": "optional monthly HOA fee (query)",
"down_payment": "required non-negative down payment (query)",
"monthly_rent": "required positive monthly rent comparison (query)",
"insurance_monthly": "optional monthly insurance estimate (query)",
"maintenance_percent": "optional annual maintenance reserve percent of price, default 1 (query)",
"property_tax_percent": "optional annual property tax percent of price, default 1.1 (query)",
"mortgage_rate_percent": "required mortgage APR percent, 0 or greater (query)"
},
"serviceName": "Saylor Innovations — Rent-vs-Buy Monthly Cost Screen",
"instructions": "STANDARD PATH (works with stock x402 clients): send payload.transaction — a base64 partially-signed Solana transaction — and we route verify/settle through an x402 facilitator that sponsors the fee and submits it. Include the chosen accepts entry as \"accepted\" so we can match terms. ALTERNATIVE PATH (no facilitator): Pick ONE entry from accepts and use the reference and session from THAT entry — each asset has its own. USDC or USDT: send an SPL transfer of the exact amount. Native SOL (asset=So11111111111111111111111111111111111111112, extra.native=true): send that many lamports with a system transfer. Either way include extra.reference as a read-only account (Solana Pay style), then retry with PAYMENT-SIGNATURE: base64({x402Version:2, payload:{session, reference}}). If your client cannot attach a reference, send payload.signature instead (USDC only). SOL amounts are quoted live and expire in 120s; stablecoins do not move. The facilitator path verifies and settles in this request. Only the alternative self-submitted Solana path needs retries while the transfer is indexed (typically 3-4 attempts over 10-20s). On that path, a 402 saying \"payment not found on-chain yet\" means keep retrying.",
"outputSchema": {
"type": "object",
"required": [
"home_price",
"down_payment",
"loan_amount",
"monthly_principal_interest",
"total_estimated_monthly_owner_cost",
"monthly_rent",
"monthly_difference_buy_minus_rent",
"formula",
"scope_note"
],
"properties": {
"formula": {
"type": "string"
},
"home_price": {
"type": "number"
},
"scope_note": {
"type": "string"
},
"loan_amount": {
"type": "number"
},
"down_payment": {
"type": "number"
},
"monthly_rent": {
"type": "number"
},
"buy_is_cheaper_by": {
"type": "number"
},
"rent_is_cheaper_by": {
"type": "number"
},
"monthly_principal_interest": {
"type": "number"
},
"monthly_difference_buy_minus_rent": {
"type": "number"
},
"total_estimated_monthly_owner_cost": {
"type": "number"
}
}
},
"noPathTemplate": true,
"settlementModes": [
"facilitator-transaction",
"self-submitted-reference"
],
"typicalLatencyMs": 10
},
"x402Version": 2
}Accepts
The payment requirements as published to the catalog. Read the live 402 before paying — a price here is a claim, not a quote.
Pay 0.01 USDC on Base to 0xA2A8…fc8aa. The signed payment is good for 2 minutes.
- Paid to
- 0xA2A8…fc8aa
- USD Coin contract
- 0x8335…02913
- Payment window
- 2 minutes
- As published
- 10000 smallest units
- Returns
- application/json
That figure is in the token’s smallest units. Roundhouse does not hold this contract’s decimals, so it is shown as published rather than converted.
- Paid to
- 0xA2A8…fc8aa
- Token contract
- 0x3c49…c3359
- Payment window
- 2 minutes
- Returns
- application/json
That figure is in the token’s smallest units. Roundhouse does not hold this contract’s decimals, so it is shown as published rather than converted.
- Paid to
- 0xA2A8…fc8aa
- Token contract
- 0xaf88…e5831
- Payment window
- 2 minutes
- Returns
- application/json
That figure is in the token’s smallest units. Roundhouse does not hold this contract’s decimals, so it is shown as published rather than converted.
- Paid to
- 7LSjfr…Xacy7
- Token contract
- EPjFWd…TDt1v
- Payment window
- 2 minutes
- Returns
- application/json
That figure is in the token’s smallest units. Roundhouse does not hold this contract’s decimals, so it is shown as published rather than converted.
- Paid to
- 7LSjfr…Xacy7
- Token contract
- Es9vMF…nwNYB
- Payment window
- 2 minutes
- Returns
- application/json
That figure is in the token’s smallest units. Roundhouse does not hold this contract’s decimals, so it is shown as published rather than converted.
- Paid to
- 7LSjfr…Xacy7
- Token contract
- So1111…11112
- Payment window
- 2 minutes
- Returns
- application/json
The catalog’s raw entry
[
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"payTo": "0xA2A8dF0f7CaaBEa4e120a2568118f141569fc8aa",
"scheme": "exact",
"network": "eip155:8453",
"mimeType": "application/json",
"resource": "https://saylorinnovations.com/api/real-estate/rent-vs-buy",
"description": "",
"maxAmountRequired": "10000",
"maxTimeoutSeconds": 120
},
{
"asset": "0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359",
"payTo": "0xA2A8dF0f7CaaBEa4e120a2568118f141569fc8aa",
"scheme": "exact",
"network": "eip155:137",
"mimeType": "application/json",
"resource": "https://saylorinnovations.com/api/real-estate/rent-vs-buy",
"description": "",
"maxAmountRequired": "10000",
"maxTimeoutSeconds": 120
},
{
"asset": "0xaf88d065e77c8cC2239327C5EDb3A432268e5831",
"payTo": "0xA2A8dF0f7CaaBEa4e120a2568118f141569fc8aa",
"scheme": "exact",
"network": "eip155:42161",
"mimeType": "application/json",
"resource": "https://saylorinnovations.com/api/real-estate/rent-vs-buy",
"description": "",
"maxAmountRequired": "10000",
"maxTimeoutSeconds": 120
},
{
"asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
"payTo": "7LSjfrJf8fNsB8VA9u7N3WEn25smQLpob3SvyUvXacy7",
"scheme": "exact",
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"mimeType": "application/json",
"resource": "https://saylorinnovations.com/api/real-estate/rent-vs-buy",
"description": "",
"maxAmountRequired": "10000",
"maxTimeoutSeconds": 120
},
{
"asset": "Es9vMFrzaCERmJfrF4H2FYD4KCoNkY11McCe8BenwNYB",
"payTo": "7LSjfrJf8fNsB8VA9u7N3WEn25smQLpob3SvyUvXacy7",
"scheme": "exact",
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"mimeType": "application/json",
"resource": "https://saylorinnovations.com/api/real-estate/rent-vs-buy",
"description": "",
"maxAmountRequired": "10000",
"maxTimeoutSeconds": 120
},
{
"asset": "So11111111111111111111111111111111111111112",
"payTo": "7LSjfrJf8fNsB8VA9u7N3WEn25smQLpob3SvyUvXacy7",
"scheme": "exact",
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"mimeType": "application/json",
"resource": "https://saylorinnovations.com/api/real-estate/rent-vs-buy",
"description": "",
"maxAmountRequired": "90434",
"maxTimeoutSeconds": 120
}
]Provenance
- Seen in the source catalog
- 2026-10-20 14:50Z
- Last indexed by Roundhouse
- 2026-10-24 01:45Z
- Last enriched (probe, favicon, geo)
- 2026-10-24 02:16Z
- x402 version
- 1
- Max timeout
- 120s
- Liveness probe
- HTTP 402
Hand this page to an agent
Copy the prompt and paste it into Claude, an MCP client or your own agent — it will vet this service and call it over the free read API. No key, no account.
GET api.roundhouseai.io/v0/endpoints
This endpoint's own trailing-30-day call count, as published by the upstream catalog and snapshotted daily. 8 snapshots so far. Verified volume counts only settlements with an on-chain EIP-3009 marker.
Show the promptHide the prompt
Using Roundhouse, look up the x402 service saylorinnovations.com and tell me whether it is worth paying: what a call costs, whether the endpoint answered when last probed, and what its payment record actually shows. curl -s 'https://api.roundhouseai.io/v0/endpoints?q=saylorinnovations.com' curl -s 'https://api.roundhouseai.io/v0/merchants/<the payTo wallet returned above>' Then call it: read the price from the live 402 at https://saylorinnovations.com/api/real-estate/rent-vs-buy, never from a cached figure, and pay with an x402 client. The /v0 API needs an API key (`authorization: Bearer rh_live_…`) on everything except /v0/unified* and /v0/endpoints. Either pay over x402 (mint a personal key for $0.01 at GET https://api.roundhouseai.io/v0/test/x402), or ask me for an organization key, which I create at https://roundhouseai.io/dashboard/connections. If you have neither, ask before going further. If you do not have Roundhouse tools or skills installed, read https://roundhouseai.io/skill.md first — it is the whole procedure.